A Medium publication empowering you with Technical, Scientific & Financial knowledge. Top Writer on Medium in the following genres: Future, Investing, Economics, Finance, Space, Science, Privacy, Bitcoin, Technology, Artificial Intelligence, Business, Health

A Medium Publication with Futurism articles bent on cultivating an awareness of exponential technologies while exploring the 4th industrial revolution.

Xank is a decentralized, meritocratically governed, self-funding, free-floating cryptocurrency with Stable Pay functionality in a single coin architecture.

From the latest in topics like tech, business, science, space, health & much more. Stay aware, stay ahead with the Quantum Leap Newsletter.

Spherium is a leading fintech platform in the Decentralised Financial sector unifying the current scattered DeFi landscape by creating a suite of financial services for a global audience. It provides a single platform for multi-asset, cross-chain swaps, crypto financing solutions, and cross-chain operability.

- Developed technical strategies & implemented them successfully to trade Forex using 5 min / hourly charts with supports & resistances using the RSI indicator. Research fundamental factors like Job numbers, GDP data & CPI releases to supplement & confirm the technical studies. - Successfully trading Bitcoin, Ethereum, Litecoin & Ripple long term. Chart daily technical studies on the price movements in the Cryptocurrencies using the same technical indicators as in Forex to determine Short term (hourly) & Long term (daily) moves. - Send real time stocks alerts to clients using technical chart patterns & exploiting market inefficiencies employing moving averages, MACD, RSI & pivot points. Also look at fundamental data like financial results, market prices, and industry factors that might affect the price of a company's stock to support the technical studies- Maintain a profile on social media & upload useful articles, Statistics & daily app results while answering general queries related to the app & mentoring followers on their trading and advising them on position management of their portfolio in Stocks & Forex trading- Content Marketing with blogging on topics of interest like trading strategies, financial markets & changes in the fin-tech & Crypto industry. - Beta testing for all the updates installed on the App providing feedback for improvements & troubleshooting suggestions for existing bugs.

Data Driven Investor (DDI) brings you various news and op-ed pieces in the areas of technologies, finance, and society. Dedicated to relentlessly covering tech topics, their anomalies and controversies, and reviewing all things fascinating and worth knowing. - Read, evaluate and edit articles, blog posts and e-newsletters for content, grammar, style, and organization while providing feedback and guidance to the contributors & freelancers- Write articles on areas of interest like Finance & Economy, Investing, Blockchain/Cryptocurrencies, Fintech & Technology while adhering to the strategic vision of the Publication

• Manage the flow of day-to-day operations including sending out updates to the field, ensuring the adherence of the time frames allotted to applications & preparing cumulative reports • Conduct monthly meetings with the team members to review their performance & listen to team members' feedback and coach them• Supervise, plan, prioritize and coordinate team workloads• Ensure the team meets the targets assigned aligning with departmental & company goals• Review and analyze complex or large individual consumer request with fraud detection techniques, lending guidelines and loan negotiating • Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with customers & field staff• Conceptualized and implemented in depth policies and procedures focused on loan review, appeals and impasse process while documenting all procedures and results• Provided support and leadership for high volume team of underwriters and staff personnel to facilitate the goal of reducing credit loss by effective risk assessment of all accounts• Managed workforce scheduling and infuse a positive work atmosphere that facilitates productivity improvement and staff morale• Managed all facets of risk assessment and oversaw staff development initiatives that focused on underwriting goals to mitigate credit loss & improve efficiency • Ensured open communications with staff on any process/procedure changes, updates and business goals.• Successfully resolve escalated client issues and complaints• Direct the team on challenging loan applications and mentor them to make sound decisions• Create an environment oriented to trust, open communication, creative solutions, and cohesive team effort

• Apply detailed knowledge and understanding of company Policies and Exception Approvals to assess loan applications; review and evaluate credit and financial history of applications including capacity to pay• Perform credit analysis on conventional loan files submitted within the time frame established by the departmental management• Provide prompt, courteous and excellent customer service • Underwrote submitted loan files (approved, counter or declined). Proficient in analyzing title reports and analyzing credit reports to determine the eligibility and sign off on all conditions.• Grant Exception Approvals for applications in accordance with company policy or as delegated by the Vice President, Risk and Analytics. Provide rationale where such Approvals are either provided or refused• Adhere to acceptable review timeframes for applications• Incorporate new (or changes to) policies and procedures in a live environment fluidly so as not to disrupt workflow• Coach new hires on the Loans Application Management System & the internal policies, procedures and underwriting rules• Perform duties as a stand in TL in the absence of Team Leads to look after the queue volumes, time deadlines, sending updates to the field & answering queries of the team members• Actively participated in implementing fraud detection methodologies like forged IDs, improper banking & counterfeit proofs of income

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