Highly detail-oriented and articulate professional with over 9 years’ experience in financial analysis in the government, banking and financial services industries who is able to synthesize data into actionable recommendations. Extensive knowledge of credit risk analysis and mitigation, portfolio analysis, and RISK management principles, methods and practices. Adept at preparing and analyzing financial reports, trends and opportunities. Proven team player with excellent communication, interpersonal and problem solving skills. Proficient in Moody’s Risk Rating, Dun & Bradstreet and Standard & Poor’s. Proficient in Microsoft Office Word, Excel, Access, Powerpoint & Outlook. Experience with SQL Queries and Reporting, DB2, TOAD, MDS, TM1 & Essbase. Successful in quickly mastering new skills through hands-on experience.