- Develop a comprehensive FI strategy in line with bank’s overall strategy for the period and market dynamics.- Strengthen ties with global industry leader FIs to work with them on multi-platform & reciprocity basis.- Explore & expand new geographies within the overall strategy of the bank.- An integral part of Treasury & FI’s core strategy team.- Focus on geographic diversification by establishing foothold in various markets.- Work closely with DIB Sharia’a to develop multiple sharia’a compliant FI products to directlycompete with conventional banks.- Develop & manage a team to achieve financial & non-financial targets.- Provide direction & guidance in line with Bank’s strategy.- Grew bank’s FI asset base consistently. - Expanded & grew FI deposit base by focusing on vostro account balances and timedeposits.- Developed / established Commodity Morabaha product & platform with DMCC.- Worked closely with external & internationally reputed law firms to standardize & simplifyproduct / structure documentation.

• Played an instrumental role in growing Corporate Banking’s asset book year-on-year basis.• After establishing Dubai portfolio, developed & enhanced Jebel Ali portfolio. Increased asset base and positioned the bank to be amongst the top banks catering to Jebel Ali corporates (in terms of profitability, assets size and corporate customer base).• In 2010 I was given the responsibilities to manage & develop Large Corporates of Dubai, which I fulfilled successfully.• In 2011, had the responsibility to manage & develop Corporate Banking portfolio of Sharjah & Northern Emirates.• Consistently achieved / exceeded budget targets every year.• Integral part of the Corporate Banking core team and provided strategic input on Corporate Banking present & future framework. • Part of the small team in establishing / developing “New” Corporate Banking. • Reviewed & provided feedback on Bank’s Credit Policy manual.• Participated in developing new products for Corporate Banking in close consultation with Sharia’a.• Was an active member of the bank’s Project Steering Committee for IT related projects.• One of the six members of project team responsible for changing / implementing bank’s Core Banking system in 2010.• Worked very closely with Bank’s Sharia’a Dept. for the development of new Sharia’a compliant products and structuring of large ticket bilateral / club / syndication deals.• Spearheaded a team to revamp bank’s operational processes, delegation authority, Credit Proposal formats as part of the CEO’s initiative. • Maintained impeccable portfolio quality, even during economic downturn, and formulated strategies that helped my Unit in recovering all its advances without any restructuring or loss of income to the bank

Managed a diverse high profile Corporate portfolio of approx. AED 550 Million• Responsible for generating Revenue of AED 12.50MM for FY 2003• Analyzed & structured credit limits and made presentation to approving authorities• Ensured superior credit quality of the portfolio• Solicited new Corporate accounts (introduced 35 relationships in last 5 years)• Facilitated cross selling of banks various products• Maximized income from existing and new relationships• Member of Bank’s core team that was responsible for the feasibility study and setting up of Bank’s Internet Banking platform• Participated / represented Group in various management exercises conducted by the Bank• Trained / Grew Account Managers & Management Trainees to take on higher responsibilities

• Managed a portfolio of approx. AED 400 Million• Maximized Bank’s profits by servicing existing Corporate customers• Solicited new Corporate clients• Responsible for the development & training of Credit Risk Manager• Identified & exited unhealthy relationships• Improved customer satisfaction• Represented the Unit in IT related matters