As a key member of ‘Management Team’ reporting directly reporting to Chief Executive Officer, responsible for profitability, maximization of return on investment and to ensure fully Shariah compliant operations. Selected Accomplishments• In the last 9 years, has successfully restructure front-line Operations of the Modaraba resulting in growth of credit portfolio;• Developed KYC Policy & Procedural Guidelines for the institution;• Has achieved constant debt collection @ 22% in past years and reduced non-performing loans (NPL’s), sub-standard/ delinquent accounts/assets of the Modaraba portfolio by 70% by way of litigation process & out of court settlements OR rescheduling/ restructuring;• Acknowledged for outstanding contribution to company growth by the Board of Directors in 2018/2019;• Contributed in writing Company Profile, Director’s Report for Annual Accounts of the Modaraba;