• Managing branch operations having deposit size of more than Rs. 2 billion, encompassing banking procedures, risk management, compliance, and IT processes• Adhering diligently to Know Your Customer (KYC) and Enhanced Due Diligence (EDD), AML & Sanctions Screening, mandates of more than 3 thousand accounts, consistently meeting regulatory standards and internal bank procedures• Implementing and ensuring adherence to internal controls and external regulations, utilizing "Compliance Link" software for enhanced compliance measures ( FATCA & CRS)• Supervising branch operations in alignment with regulatory guidelines, specifically focusing on AML policies and ongoing FATCA implementation• Overseeing the delivery of efficient customer services, emphasizing streamlined processes for better service quality• Providing and managing necessary infrastructure and resources to support branch operations effectively

• Oversaw reconciliation of SBP-provided Ledger Codes with the bank’s semi-annual and annual Financial Statements, ensuring accuracy and compliance• Generated and presented comprehensive weekly and monthly reports on bank deposits, advances, and investment portfolios to senior management• Produced weekly summaries detailing the 'Top Depositors' and 'Special Corporate Depositors' for strategic decision-making• Prepared and evaluated various reports adhering to SBP PR's O3 Regulations, ensuring regulatory compliance and transparency• Collaborated with SBP's inspectors, internal, and statutory auditors, providing necessary assistance to facilitate the execution of their duties for effective oversight and compliance• Reported the bank's funding contributions to the nation's Mega projects to the Federal Ministry of Finance

• Managed bank remittances, overseeing the issuance of demand drafts, payment orders, and traveler's cheques, while also handling account deposits• Conducted in-depth analysis of accounts and meticulously documented activities such as standing instructions, stop payments of checks, and issuance of duplicate account statements for customers• Ensured accurate and timely processing of vendor invoices and credit memos, meticulously maintaining accounts payable in line with the bank's standards• Facilitated account opening, meticulously handling the documentation in accordance with established bank procedures and protocols• Managed clearing operations, ATM VISA debit card activities, dormant accounts, safe deposit lockers, personalized checkbook records, and oversaw matters related to branch audit and compliance

• Managed import and export transactions in line with the bank’s operational procedures and the Foreign Exchange Manual of the State Bank of Pakistan• Handled applications for letters of credit issuance, ensuring strict adherence to applicable standards, policies, and operating procedures (SOPs)• Oversaw the issuance of letters of guarantees, verifying necessary securities with CAD to comply with the most recent customer-approved sanctions• Monitored daily expiry dates for both letters of guarantees and letters of credit, taking requisite actions according to Standard Operating Procedures (SOPs)• Processed claims and refinancing for letters of credit, maintaining efficient operations within defined guidelines. • Obtained credit customers' ECIB from the State Bank of Pakistan, assessed credit applications, structured credit lines based on bank policies

• Participated in an intensive six-month Management Trainee Program, gaining expertise in banking operations, refining leadership through practical exposure, specialized training modules, and cross-functional teamwork