Fernando Garza

Fernando Garza Email and Phone Number

Senior Vice President at Wells Fargo @ Wells Fargo
san francisco, california, united states
Fernando Garza's Location
San Antonio, Texas, United States, United States
Fernando Garza's Contact Details

Fernando Garza work email

Fernando Garza personal email

n/a
About Fernando Garza

Financial services professional with over 17 years extensive experience in the development and management of quality controls, including training of personnel to generate premium and recurring consumer and mortgage lending business with various banking companies. Extensive experience with launching and managing key banking products in targeted Domestic areas and strategic focus in Latin American markets with successful results.Experienced professional in improving underwriting, processing, and closing processes to achieve a better customer experience and improve Service Level Agreements.

Fernando Garza's Current Company Details
Wells Fargo

Wells Fargo

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Senior Vice President at Wells Fargo
san francisco, california, united states
Website:
wellsfargo.com
Employees:
246787
Fernando Garza Work Experience Details
  • Wells Fargo
    Svp - Business Execution Senior Manager
    Wells Fargo Oct 2021 - Present
    United States
  • Wells Fargo
    Business Liaison Manager
    Wells Fargo 2018 - Present
    San Antonio, Texas Metropolitan Area
  • Wells Fargo Home Mortgage
    Vice President, Operational Risk Manager
    Wells Fargo Home Mortgage Aug 2014 - Present
    San Antonio, Texas
  • Pnc Mortgage
    Vice President - Senior Quality Manager
    Pnc Mortgage Apr 2011 - Present
    Greater Pittsburgh Area
    • Manage the quality assurance team which is responsible for the preparation and execution of the monthly mortgage internal Quality Assurance reports for PNC Mortgage. • Prepare action plans against highest defect areas for investors Fannie, Freddie, FHA, and VA. • Monitor all compliance reviews by external auditors and prepare reports to acknowledge any gaps in policy and/or training opportunities.• Work with Corporate Credit to update our internal policies to mirror the changes of Fannie, Freddie, FHA, and VA. • Perform Ad-Hoc reviews of new credit policies and overlay decisions to validate compliancy with new changes.• Review and update SOX controls related to PNC Mortgage on a quarterly basis.• Recommend staffing levels and personnel actions such as hiring, performance management, promotions, transfers, and staff training.
  • Pnc Mortgage
    Vice President - Processing Director
    Pnc Mortgage Oct 2012 - Jul 2014
    Greater Pittsburgh Area
    • Responsible for the management and career development of 175+ team members that includes processors, customer care representatives, business analysts, and new hires. Management hierarchy includes team members, Team Managers (AVP’s), Senior Managers (VP’s). Responsibilities:1. Build strong relationships and trust with our "One Production Team" (sales and operations)2. Improve our Customer Loyalty by providing excellent customer service3. Provide career developmental plans for our team members (our next generation of leaders)4. Develop "Clear" Policies and Procedures for our employees5. Create actionable plans that in turn enable every team to achieve 100%+ of monthly forecasts6. Strive for Excellence and do what is right for our customers and our stakeholders.
  • One West Bank
    Underwriting Manager Ii
    One West Bank Apr 2007 - Mar 2011
    • Manage all ALT-A, Fannie Mae, Streamline, and FHA production business.• Worked with senior manager to produce credit policies that improve performance and effectiveness for the production group.• Perform QC reviews of credit decision to validate compliance with government rules.• Monitor sales goals and service level agreements.
  • Wells Fargo Financial Services
    Manager Credit Underwriter Ii
    Wells Fargo Financial Services Jan 2003 - Oct 2006
    • Managed the loan underwriting operations center for Wells Fargo Financial – Florida location. • Implemented credit underwriting policies for Argentina, Mexico, Panama, Costa Rica, Aruba, and Trinidad which resulted in common and fair lending practices throughout the company.• Assisted in the creation of a Risk Management team of 22 analysts and underwriters to test underwriting credit decisions of receivables for U.S. Consumer and Latin American operations. • Ensure all subsidiaries were compliant with BASEL II and Sarbanes-Oxley regulations as required.• Performed corporate financial reviews with credit recommendations, which increased lines of credit by over $100 million.

Fernando Garza Skills

Credit Banking Risk Management Mortgage Lending Loan Origination Mortgage Banking Management Underwriting Fha Loans Residential Mortgages Financial Services Finance Credit Analysis Customer Service Leadership Mortgage Underwriting Portfolio Management Quality Assurance Strategic Planning Business Analysis Forecasting Sales Management Multi Unit Operations Management Credit Underwriting De Underwriter Business Process Improvement Internal Audit Loan Portfolio Analysis Executive Management Performance Management Operational Risk Management Loan Portfolio Analysis Operational Due Diligence Basel Ii Public Speaking And Training Seminars

Fernando Garza Education Details

Frequently Asked Questions about Fernando Garza

What company does Fernando Garza work for?

Fernando Garza works for Wells Fargo

What is Fernando Garza's role at the current company?

Fernando Garza's current role is Senior Vice President at Wells Fargo.

What is Fernando Garza's email address?

Fernando Garza's email address is fe****@****rgo.com

What schools did Fernando Garza attend?

Fernando Garza attended University Of Phoenix, University Of North Texas.

What skills is Fernando Garza known for?

Fernando Garza has skills like Credit, Banking, Risk Management, Mortgage Lending, Loan Origination, Mortgage Banking, Management, Underwriting, Fha, Loans, Residential Mortgages, Financial Services.

Who are Fernando Garza's colleagues?

Fernando Garza's colleagues are Kerry Ward, Angela Smith, Timothy Lange, Sainath Usurupati, Carter Backhaus, Natasha Baghaei, Joni Newsom.

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