Fernando Carvalho Email & Phone Number

State Of São Paulo, Brazil

São Paulo, São Paulo, Brasil

Empresa nacional do segmento de saúde nos segmentos de hemoterapia e medicina nuclear; pertencente à Rede D’or.- Gestão da elaboração do orçamento anual da empresa (DRE, Balanço, Fluxo de Caixa e Investimentos), assegurando que todas as áreas tenham os recursos necessários para operar eficazmente.- Apuração e análise dos resultados financeiros mensais, trimestrais e anuais. - Avaliação de diferentes cenários financeiros e seus impactos potenciais na organização, ajudando na tomada de decisões estratégicas.- Criação, interpretação e monitoramento de indicadores-chave de desempenho (KPIs) financeiros e não financeiros para garantir que a empresa esteja alcançando seus objetivos. - Preparação e apresentação de relatórios financeiros detalhados para a alta administração, destacando o desempenho financeiro e recomendando ações corretivas quando necessário.- Desenvolvimento de Estratégias – Novos Negócios: Contribuição para o desenvolvimento de estratégias financeiras que suportem os objetivos de novos produtos e negócios da empresa, incluindo análise (valuation) de potenciais fusões e aquisições e outras oportunidades de crescimento.- Condução da equipe de análise de dados na interpretação e elaboração de relatórios de acompanhamento do negócio. Uso da plataforma PowerBI como ferramenta padrão de trabalho.

São Paulo

Digital B2B marketplace; platform that connects small/medium food service retailers with large sized producers of food & beverage.· Participation in the definition of corporate strategy, growth models, value proposition, A/B testing, market positioning, and competitive environment. · Design and implementation of product/service portfolio, revenue sharing model, loyalty, and price sensitivity analysis. · Market mapping and identification of potential Sellers; interaction with C-level of large producers of food & beverage (national and multinational). · Led structuring of over 20 partnerships (Sellers); operation with 700+ food service retailers registered.

São Paulo, São Paulo, Brasil

· BU driven to the prospection and investments in startups in synergy with innovation agenda and revenue diversification of the Institution; team of 3 Analysts.· Participated in the structuring of FIP; focus in seed, and series A and B investments (national and international companies).· Key targets: Fintechs (digital banks, credit, payments, asset management, corporate banking), IT/Data Science, and Urban Mobility companies.· Market mapping and identification of opportunities; analyzed business model, value proposition, assumptions, valuation, growth pillars, and strategic adherence.· Elaborated investment thesis and presented pipeline of investment opportunists to the top management of the institution. · Analyzed over 100 opportunities in Brazil, USA, Israel and countries located in Asia; conducted negotiations with shareholders/founders (19 MoUs).·Led deal concretization of 3 acquisition, totaling BRL 80MM; Israeli Fintech (B series); US startup of AI (A series), and Brazilian Healthtech (A series).

São Paulo, São Paulo, Brasil

· Assigned for the position by top management of the Institution; objective to restructure corporate governance model after merge with Banco do Brasil.· Coordinated agendas/topics and participated in meetings with Board, Executive Committee, Audit Committee, Human Resources Committee, and Fiscal Council. · Interacted with VPs/Directors from Business and Support from all areas.· Analyzed and discussed propositions of agendas considering strategic adherence, regulatory impacts, criticality/relevance, and conflicts of interest..· Reviewed rationale/assumptions of executive presentations and defined timing for introduction of topics/agendas.

São Paulo, São Paulo, Brasil

· Acting next to the Individuals BU, encompassing Auto Financing, Payroll Loans, and Credit Cards; total credit portfolio of BRL 50 Bn and 3.5MM clients.· Mission to develop and implement new management/performance models; focus on significant reduction of Loss Provision and results reversal.· Elaborated pluriannual strategic and financial planning; interacted with leadership teams to consolidated/validate information and initiatives. · Monitored P&L of the BU (aggregate, per product, channel, region, and segment); analysis of revenues, costs, and margins; actual x budgeted and deviations.· Developed macroeconomic scenarios and validated financial models; introduced Data Science tools for better decision taking.· Prepared recommendations for Business areas; actively participated in project/initiatives towards results maximization and value creation.

São Paulo, São Paulo, Brasil

· Joined the Institution of participate in strategy of the product launch; focus on existing client base (3MM individuals).· Elaborated strategic planning of the product; testing of growth assumptions, cross-selling, sales/distribution channels, product portfolio, and pricing.· Developed financial modeling for co-branded initiatives, as well as promotional actions and new product development. · Monitored P&L and financial, commercial and operational KPIs; actual x budgeted, deviations, root-cause, and recommendations for revenue acceleration.

São Paulo, São Paulo, Brasil

São Paulo, São Paulo, Brasil

Executive Mba, General Management

Post-Graduation, Business Administration (Ceag)

Pós-Graduação CEAG.

Bachelor'S Degree, Mechanical Production Engineering