Diverse banking expertise in: commercial lending, credit risk management, commercial credit/underwriting, credit administration, special assets, operations leadership, and M&A due diligence/planning/integration. Assisted with due diligence, planning, and integration of three bank acquisitions totaling $2.4 billion in assets since 2010. Most importantly, a husband to Katy, my amazing wife who dedicates her life to raising our two boys Anderson and Turner.
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Svp - Commercial Loan ManagerArvest Bank Oct 2018 - May 2022Springfield, Missouri Area*Led, developed, and supported high-performing commercial banker in the Springfield Region. *In 2019, our team originated over $145MM in loan commitments, was #1 region in Equipment Finance production for our bank asset size, and originated 16 Pcard/Epayable accounts.*Connected customers and prospects with business partners in Wealth Management, Mortgage, Card Services, Treasury Management, and Equipment Finance. -
Svp - Portfolio Management DirectorSunflower Bank, N.A. Mar 2018 - Oct 2018Overland Park, Ks*Led team of 23 Portfolio Managers across KS, CO, NM, AZ, and TX. *Improved turn times, ensured accurate underwriting/analysis, and collaborated with the lending team. *Partnered with our credit leadership to spread the bank's credit culture to all lending associates post-acquisition. -
Svp - Director Of OperationsSunflower Bank Oct 2016 - Mar 2018Overland Park, Ks*Led the merger implementation process for loan operations, deposit operations, and our call center. *Assisted with the system conversion of two different banks into Sunflower Bank's core system.*Led the project to convert 2,700 mortgage loans totaling $327 million from Fiserv core platform to Guardian Mortgage as the new loan servicer, saving the bank approximately $30,000 per month.*Managed key vendor relationships which included reviewing/approving the monthly six-figure invoice and facilitating new service bidding and implementation.*Collaborated with department leaders to assist our group of 75+ teammates in achieving operational goals of continuous improvement and proactive communication. -
Svp - Director Of Credit AdministrationSunflower Bank Nov 2015 - Oct 2016Overland Park*Collaborated closely with our Business Intelligence Unit to enhance and automate management and loan portfolio reporting saving approximately 200 hours per month in previously manual processes. *Authored the Allowance for Loan Loss narrative document and presented findings to the Board of Directors at each Board meeting.*Led the asset quality portion of OCC Safety and Soundness exams.*Worked with our special assets and collections team to reduce problem credits by 25%-30% in 2016. *Teamed up with internal and external subject matter experts to develop and roll out lender training in our markets. *Supported the M&A due diligence and integration planning efforts of the Strategic Growth Bancorp merger. -
Svp - Senior Credit OfficerEquity Bank Dec 2012 - Nov 2015Kansas City, Missouri Area*Developed credit risk controls, provided lender training/development, assisted with problem loan management, established our attorney-prepared document review process, performed appraisal reviews, and managed other special projects. *Focused on formalizing the Credit Administration function of Equity Bank - working on the business versus in the business.*Led the team that implemented the DecisionPro consumer lending platform in 90 days.*Traveled to various markets supporting market lenders on the credit side with deals they sourced. *Assisted with federal and state safety and soundness exams and led multiple M&A loan due diligence on-site reviews for the bank. -
Vp - Special Asset ManagerEquity Bank Dec 2010 - Dec 2012Overland Park, Ks*Created new processes, procedures, and hire/trained one additional staff member to support the success of the new department. *Developed action plans to upgrade or exit classified loans (total portfolio ranged from $20 - $30 million during this time) and managed the liquidation of approx. $5 million in OREO. *Skills utilized in this position were: distressed negotiation/communication with borrowers, management of the lawsuit process when other mutually beneficial arrangements with borrowers could not be reached. Maintained excellent customer service in distressed situations. *In February 2012, I was honored to be selected as one of two bank-wide Customer Service Awards recipients for demonstrating outstanding customer service, exemplifying teamwork, and having a positive attitude with the internal and external customers. -
Vp - CreditEquity Bank Dec 2008 - Dec 2010Overland Park, Ks*Led a team of credit analysts, performed financial analysis of business customers, and identified and implemented improvements to the commercial lending and treasury management underwriting processes. *In addition to the credit department management function, managed a $11-$15 million loan portfolio with 25-30 customers.*This role proved critical to overall management development because it exposed me to the important responsibility of documenting, notifying, and terminating an employee for lack of performance. -
Owner/Licensed Real Estate SalespersonKcpg Real Estate Services Dec 2007 - Jan 2009Kansas City, Mo*Identified profitable real estate investment acquisition opportunities for investor groups.*Analyzed real estate investment financial data and prepared investment packages.*Negotiated sales and lease contracts.
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Assistant Vice President - Cash Management OfficerPremier Bank Mar 2007 - Dec 2007North Kansas City, Mo*Developed profitable fee-based cash management relationships with businesses.*Analyzed deposit account data and financial statements for businesses.*Was active in networking within the local business community. *Educated and trained commercial lenders on cash management services/products to assist them developing a profitable, team-based banking relationship approach to business customers of Premier Bank.A noteworthy success point during this role was selling and installing 21 remote deposit capture relationships in nine months at Premier Bank. -
Commercial Lending OfficerUmb Jan 2004 - Mar 2007Kansas City, Mo*New commercial loan business development.*Active community involvement and developed centers of influence. *Maintained outstanding customer service for existing and new bank business customers. After 12 months in that position, the bank provided an opportunity to help start UMB's Small Business Banking Division. I was the first Small Business Banking Officer hired from within the bank, and assisted Kathy Hunter in developing the new department. This included setting departmental goals, developing processes and procedures, and partnering with retail managers to get the program off the ground. *Educated and trained retail branch managers on credit and commercial lending.*Developed and executed calling strategies to help add new business and close new loan transactions with new and existing business customers.
Steve Kelly Education Details
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Finance/General Business
Frequently Asked Questions about Steve Kelly
What is Steve Kelly's role at the current company?
Steve Kelly's current role is Entrepreneur / Finance Advisor.
What schools did Steve Kelly attend?
Steve Kelly attended Missouri State University.
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Steve Kelly
Dallas-Fort Worth Metroplex5gmail.com, yum.com, belk.com, pizzahut.com, yum.com6 +150287XXXXX
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2austin.rr.com, sealy.com
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Steve Kelly
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Steve Kelly
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Steve Kelly
Director Of Business Development At Energy Circle | B Corp | Electrification | Digital AgencyPortland, Maine Metropolitan Area
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