Financial Industry executive with major strengths in strategy execution, customer analytics, credit risk management, quantitative analysis, people management, mentoring and team building. Curious, flexible and dynamic, succeeded at every transition in management responsibilities adding meaningful value to the position and enjoying the inherent personal growth.Core areas of expertise include consumer risk management, credit policy design, new customers growth, portfolio management, collections strategy, profitability optimization, financial planning, credit loss forecasting, reserves management, CCAR, Basel, predictive models development, machine learning and advanced MIS design. Awarded membership to Citigroup ACCEL leadership program, a select group of 10 individuals designated worldwide based on their “…demonstrated outstanding performance, motivation, drive and leadership potential”.