Sandra F. Email & Phone Number

La Habra, CA, US

Glendora, California, US

Manage in Accounting/Finance Department

• Direct Accounting staff in daily tasks, reconcile/audit institution general ledgers
• Financial statements review of Balance Sheet / Income Statement daily and follow up research
• Investigate general ledger (GL) exceptions, non-post item reports and journal entries (JE)
• Audit of accounts payable (AP) invoices, processing and supporting document retention
• Daily and monthly reconciliations of general ledgers, fixed assets, pre-paid and accruals
• Create and update accounting department procedures and policies according to GAAP

Chatsworth, CA, US

• Trained new staff in new Zelle service product development
• Addressed complex issues in ATM general ledger reconciliations
• Scheduled staff cross training in ACH direct deposits, check processing, ATM settlements
• Electronic Payment operations processing review of daily tasks and reconciliations
• Responsible for review and approvals of member fraudulent ZELLE dispute transactions
• Develop, implement and evaluate compliance in department standard policies/procedures

Santa Clarita, CA, US

Contract assignment to assist large ($3Tri+ Assets) global bank in fraud investigations with research, prevention and detection of fraud. Review customer account(s) using multiple programs and systems to research, detect, prevent and assess possible ATM, debit card, or credit card account fraud. Determine the level of risk which directly impact the.

Temporary Accounting assignment

Arcadia, California, US

• Reported status of assigned tasks, end of month responsibilities and department oversight.
• General ledgers reconciliations (branch/sub GL) and budget variance and analysis
• Managed and audit of department’s month end closing processes timely
• Audit of accounts payable processes, review balancing of fixed asset depreciations, construction in process
• Approval of incoming and outgoing member wire transfers processes per wire policies, procedure
• Identified and prevented potential for wire fraud risk with use of OFAC, AML, Corporate/FedLine

Los Angeles, California, US

• Developed goals & objectives for five direct reports and completed staff annual evaluations,
• Primary bank liaison in internal, CPA audits, accounted for all control item submissions, including follow-up audit items
• Audit review of accounts payable, fixed assets, accounts receivable, construction in progress (CIP), non-post tenant improvements research and GL reconciliations
• Reconciled corporate credit card statements and researched items per required policies
• Researched required regulatory compliance, AML, BSA, GAAP and recommended changes as needed
• Responsible for staff training, process changes to improve productivity and performance within target areas

Raleigh, North Carolina, US

• Audited and identified business objectives, departmental compliance, potential for fraud, AML, BSA, internal control processes and evaluated risks in mortgage lending, operations department/branch locations
• Bank department audits according to regulatory, IIA standards and bank policies and procedures
• Audited mortgage documents, mortgage processing programs, work papers, verified loan records and transactions
• Conducted branch and operations audits, ATM processes & reconciliations and safe deposit boxes

• Rancho FCU, CFO / $80+ Million Assets
• Increased and managed accounting department from 1 accountant to 3 departments (6+ staff) including: Accounting, CU Investment Portfolio and Electronic Payment Services
• Highly detailed key tasks, audits, fraud investigations, liquidity management and internal control processes
• Investments of $19M portfolio and evaluated, assessed and managed daily liquidity
• Involved in CU planning & objectives, including the Accounting business continuity planning.
• Managed ACH direct deposit, check posting, GL reconciliations, accounts receivable, payroll deductions

Bachelors Of Science, Accounting

General