Sandra F. Email & Phone Number

La Habra, Ca, Us

La Habra, Ca, Us

Glendora, California, Us

Manage in Accounting/Finance Department

• Direct Accounting staff in daily tasks, reconcile/audit institution general ledgers • Financial statements review of Balance Sheet / Income Statement daily and follow up research• Investigate general ledger (GL) exceptions, non-post item reports and journal entries (JE) • Audit of accounts payable (AP) invoices, processing and supporting document retention • Daily and monthly reconciliations of general ledgers, fixed assets, pre-paid and accruals • Create and update accounting department procedures and policies according to GAAP• Provide required documentation to external CPA auditors as needed for bank audits • Implement AP program at bank start up and payroll company replacement project research• Projects as assigned• End of month (EOM) audit review and closing responsibilities• Supervision of direct reports, new hire mentoring, training, development and evaluation • Conducted bank wide new hire orientations; training of HR trainee • Review of semi-monthly staff payroll postings and non-exempt employee’s timecard audits

Chatsworth, Ca, Us

• Trained new staff in new Zelle service product development • Addressed complex issues in ATM general ledger reconciliations • Scheduled staff cross training in ACH direct deposits, check processing, ATM settlements• Electronic Payment operations processing review of daily tasks and reconciliations • Responsible for review and approvals of member fraudulent ZELLE dispute transactions• Develop, implement and evaluate compliance in department standard policies/procedures• Lead in audit and department’s business continuity planning and testing

Santa Clarita, Ca, Us

Contract assignment to assist large ($3Tri+ Assets) global bank in fraud investigations with research, prevention and detection of fraud. Review customer account(s) using multiple programs and systems to research, detect, prevent and assess possible ATM, debit card, or credit card account fraud. Determine the level of risk which directly impact the customer experience and financial institution loss risk. Recommend customer account freeze/closure as needed.

Temporary Accounting assignment

Arcadia, California, Us

• Reported status of assigned tasks, end of month responsibilities and department oversight.• General ledgers reconciliations (branch/sub GL) and budget variance and analysis• Managed and audit of department’s month end closing processes timely• Audit of accounts payable processes, review balancing of fixed asset depreciations, construction in process• Approval of incoming and outgoing member wire transfers processes per wire policies, procedure• Identified and prevented potential for wire fraud risk with use of OFAC, AML, Corporate/FedLine• Reconciled and posted member payroll deductions (PRD and investigated direct deposit authorization form discrepancies and contacted employers to research as needed for processing• Weekly staff meeting review and responsibilities, develop/assigned staff goals and progress • Reviewed accounting staff SDP program timecards and submission to HR for processing

Los Angeles, California, Us

• Developed goals & objectives for five direct reports and completed staff annual evaluations, • Primary bank liaison in internal, CPA audits, accounted for all control item submissions, including follow-up audit items • Audit review of accounts payable, fixed assets, accounts receivable, construction in progress (CIP), non-post tenant improvements research and GL reconciliations • Reconciled corporate credit card statements and researched items per required policies • Researched required regulatory compliance, AML, BSA, GAAP and recommended changes as needed • Responsible for staff training, process changes to improve productivity and performance within target areas• Project management, vendor due diligence, Call Report program transition, business continuity planning (BCP)

Raleigh, North Carolina, Us

• Audited and identified business objectives, departmental compliance, potential for fraud, AML, BSA, internal control processes and evaluated risks in mortgage lending, operations department/branch locations• Bank department audits according to regulatory, IIA standards and bank policies and procedures• Audited mortgage documents, mortgage processing programs, work papers, verified loan records and transactions • Conducted branch and operations audits, ATM processes & reconciliations and safe deposit boxes

Rancho FCU, CFO / $80+ Million Assets • Increased and managed accounting department from 1 accountant to 3 departments (6+ staff) including: Accounting, CU Investment Portfolio and Electronic Payment Services • Highly detailed key tasks, audits, fraud investigations, liquidity management and internal control processes• Investments of $19M portfolio and evaluated, assessed and managed daily liquidity• Involved in CU planning & objectives, including the Accounting business continuity planning. • Managed ACH direct deposit, check posting, GL reconciliations, accounts receivable, payroll deductions • Managed four ATMs including settlement postings, cash orders and reconciliations• Administrator of Debit Card, MasterCard programs with card processing vendor, management program reports• Review large dollar transactions, Suspicious Activity Report, Anti-Money Laundering• Identified fraud risk, wire fraud, researched suspicious activity n ATM, debit and credit card transactions• Created new policies and updated policies/procedures • Maintained GAAP, FASB, NACHA & NCUA regulatory compliance • Coordinated internal audits, CPA /Federal Regulatory Examiners interface, audit follow-up items • Incoming & outgoing member wire transfers• Direct department staff training, mentoring and development, annual evaluations• Member payroll deductions and direct deposit authorizations• Staff task assignments, developed department training/cross training, annual reviews • Directed month-end closing, prepared financial statements, budget variance research, analysis reports• Created annual CU income and expense budget, investment projections & historical analysis • Government quarterly NCUA Call Report• HR services, including staff benefits processing, HR records management• Interview new hire candidates, processed new hire and end of employment documentation • Reviewed, approved staff/management payroll processing, adjustments, union dues and 401K deductions

Bachelors Of Science, Accounting

General