Independent due diligence and risk management consultant, actively seeking new assignments in mortgage portfolio due diligence reviews and loan level mortgage securitization breach rebuttals. My current focus is on the review of previously securitized mortgage loans, either for purchase of whole loan and/or servicing rights by various investors, as well as for the defense of claims on individual loans that are involved in current litigation. Skilled at re-underwriting seasoned mortgage loans to their original guidelines, as well as conducting servicing reviews and collateral reviews. Participation level has varied with different assignments, from underwriting, to conducting quality control reviews of other underwriter’s work, to leading review assignments and reporting review results to senior management and/or clients.

11/01/2011 to 05/11/2012Due Diligence Manager – Foreclosure ReviewsDue diligence manager for independent review of foreclosure process compliance• Managed a team of 30-35 foreclosure review analysts and senior analysts, conducting Office of the Comptroller of the Currency (OCC) mandated foreclosure reviews• Responsible for day-to-day client relations with primary contracting company for engagement 12/01/2010 - 10/31/2011Due Diligence Manager – Transactional and Flow ReviewsDue diligence manager for independent review of both seasoned loans and new loan production• Primarily engaged in managing transactional due diligence assignments, involving the review of seasoned loans• Secondary focus on managing a limited number of conduit/flow loan accounts, involving both pre-closing and post-closing reviews of new loan production• Experienced in all aspects of credit, compliance and servicing reviews• Responsible for the preparation of deal scope documents explaining the detail and content of each due diligence review managed by me

Performed due diligence reviews of mortgage assets as an independent contractor. Assignments included all aspects of due diligence reviews, including review of credit files, review of compliance and review of loan servicing comments and payment histories.

Managed transaction operations team, ranging in size from 25-50 people, in the due diligence review and purchase of closed mortgage loans for purchase by national mortgage loan conduit. Directly managed client relationships and incoming product challenges. Worked directly with trading desk to facilitate pricing adjustments. Coordinated fundings with operations team. Managed vendor and fulfillment team to produce accurate funding and mortgage loan schedules according to loan purchase and sale agreement specifications. Provided 3rd-party oversight of vendor credit review team, to ensure loans were being reviewed according to proper seller and internal guidelines before funding.

Directed operations team in on-site due diligence reviews and purchase of closed mortgage loans nationwide for Wall Street firm, for purpose of securitization. Directed review and revisions to new proprietary due diligence and securitization review operating system. Prepared presentations outlining proprietary system functions for agency review teams (Fannie Mae). Directed and performed collateral reviews at warehouse banks as part of trade due diligence reviews.

Key middle management roles that helped develop large mortgage banking operation from a regional subprime lender into a nationwide business. Managed centralized team of underwriters and processors for the eastern United States. Maintained day-to-day relationships with management and staff in 13 eastern United States retail/wholesale branches.