Active residential real estate sales professional for over 20 years. 30+ years total industry commitment. Past VP/Gen. Mgr. Ferrante & Associates, Realtors, Pres/CEO - Ferrante & Associates, Builders - Commercial and Residential property management, extensive knowledge of all phases of construction and project development. Developed Homebuyers Financial Services of America, Inc. where I am currently Founder and CEO of the company. Our unique programs and services bring new buyers to the market faster, provides agents new tools that attract sellers and builds customer (buyer and seller ) pipelines. Real Estate Brokers and agents will be able to project income, protect income and have a distinct advantage in the marketplace when vying for listings with other brokerage firms.