Franklin Ossai Email & Phone Number

• Document research findings to support risk-based decision making and resolution to escalated fraud incidents.• Conduct thorough CDD and EDD research using company's resources and other resources to determine whether AML risk exists.• Prepares Suspicious Activity Report (SAR) in compliance with established regulatory guidelines and deadlines.• Review customer accounts for instances of suspicious financial transactions.• Identifies potential threats, vulnerabilities, suspicious behavioral patterns, and recommended mitigation measures.• Implement appropriate Customer Identified Program (CIP).• Assist in risk assessment, identification, and on-going monitoring of higher risk accounts to detect suspicious activity.• Review new customer accounts and verify their identities.• Use customer risk scoring models in accordance with the departmental processes and procedures.• Conduct due diligence in various third party and internal databases, review and detect suspicious activities.• Perform background checks, customer research, transactional analysis using software and database such as Lexis-Nexis, SAS, Actimize, Google, Clink, and Image soft.

Lagos State, Nigeria

• Prepared regular reports from the field on fraud on fraud-related activities and escalated.• Analyzed potentially suspicious financial activity and file SAR (Suspicious Activity Report) when risk cannot be mitigated.• Documented steps taken through the investigation escalation process.• Educated staff on fraud and its impact on the business.• Investigated and collected information on fraud-related activities (e.g, tampering, identity theft, impersonation, scammers) within the business.• Collaborated with team members to discuss fraud trends and brainstorm methods to combat this type of crime.• Observed customer transactions to identify fraudulent activity such as Account take over, Friendly fraud, Identity theft and similar other risks.• Communicated findings, status, open issues, and other AML-related items to management regularly.• Analyzed results of complex investigations and delivered concise written conclusions to management.• Met and exceeded both productivity and quality benchmark.• Recommended new software tools and enhancements to improve fraud detection, prevention, and reporting efforts.• Transaction monitoring of international and domestic wires, POS, ACH, and Monetary instruments.• Liaised with management to ensure compliance with internal policies and external regulations.• Analyzed large amounts of data to find patterns of fraud and anomalies.