Gustavo Ortega Email & Phone Number

Miami, Fl, Us

Miami, Florida

Ensured identification, monitoring and management of customer risks and exposures in close adherence to the company’s risk policies and risk appetite. Performed customer credit risk underwritings, making credit decisions and/or presenting to senior management approval.Partnered with the commercial area and other stakeholders to support business initiatives and attain corporate goals. Actively participated in new client onboarding and in the review of new business proposals, products and opportunities through participation in various committees.Provided risk intelligence, analysis and strategy execution, as well as the development of processes and alternatives to mitigate risks while supporting growth opportunities. This included designing new approaches to engage with customers of varying business types.

Provides insights, expertise and advice on the payments industry, organizational development, credit risk, operational risks, and compliance.Reviews and analyzes business processes, policies and controls to identify gaps and improvement opportunities.Devises action plans and recommendations to enhance business operations and mitigate risks.

Miami/Fort Lauderdale Area

Led a team responsible for the management of the company’s settlement risk in the Latin American and Caribbean Region. Successfully managed the multibillion-dollar settlement exposure through close monitoring of trends, client and country assessments and country specific risk solutions. Managed client failures working directly with interventors and collateral custodians thus protecting the company from financial losses. Established robust partnerships with internal and external stakeholders to ensure timely deployment of risk initiatives while supporting prudent business growth. Key participant in the revision and development of settlement risk policies and procedures to address emerging risks and the evolving ecosystem.From 2008 thru 2012 managed the Visa AML/ ATF program in LAC.

Miami/Fort Lauderdale Area

Ensured regional compliance with Visa International’s credit settlement risk policies. Led the timely assessment of clients and exposure measurement to ensure timely and proper risk mitigation, thus protecting the company from financial loss. Conducted assessments of new products and business initiatives to ensure timely identification and mitigation of risks to support the business. Participated in the deployment of the Enterprise Risk Management process to identify and assess regional-wide risks, including financial, operational and legal risks.Conducted employee training and worked with external stakeholders in the management of domestic exposure in Brazil.

Assessed the financial condition of Member institutions operating in Brazil, the Southern Cone and Central America, and determined the risk exposure generated by Members. Conducted country and industry research to identify risk trends and complement the financial assessment of Members. Oversaw the development and enhancement of risk exposure and monitoring systems and tools.Managed the Collateral Unit and Treasury operations in LAC, monitoring and collecting unpaid client settlement positions and regional cash management.