Gareth Norman 👍 Email & Phone Number

Cambridge

The IBAT Business & Finance Manager is responsible for supporting the Head of IBAT in the successful delivery of IBAT’s vision. Taking responsibility for the rigorous day-day management of IBAT’s Finance, Admin and Legal functions, and seamlessly collaborate with IBAT’s IT, Business Development and Communications functions, with a focus on solving problems, to ensure efficient and effective processes and tools are in place across the organisation to seamlessly and proactively manage IBAT’s exponential growth and minimise growing pains

Ashill, England, United Kingdom

Financial Broking Service offering ethical financial solutions primarily to Commercial Owners/Investors and Property Developers throughout the United Kingdom

Nationwide Coverage, From Norfolk

Supporting Commercial Clients and Intermediaries with the sourcing of Commercial Lending Solutions in an efficient and skilled mannerExceptionally skilled in all manners of commercial finance, from cashflow to trade facilities, Short term bridging to long term commercial mortgagesActing as a Finance Intermediary means that it is possible to access the majority of lenders in the market place, as against to being tied to just one. This is the true concept behind the regulators drive towards open banking, which means that a client can have facilities with a variety of lendersSimply message myself with your requirements and I will be happy to support you

East Of England

Helping to build a Fintech Bank with today's technology and clients in mind, through the use of an intermediary model to support the SME market place.Building, shaping and delivering a new commercial lending proposition to the SME mark place that disrupts the perceived status quoThe big banks way of doing business is no longer aligned with business owners, and a new way of banking is widely being developed in the market place. Being involved in this and it’s direction is a wonderful legacy and privilege

Cambridge

Situated within the Cambridge business community. Responsible for managing and developing a portfolio of circa 150 existing commercial relationships, with customers who have a high-range income of between £2 million and £10 million as well as complex financial demands. Responsible for the acquisition of new commercial clients and providing high-quality service to customers whilst supporting their growth and aspirations.2015 Performance included 16% Income Growth, 25% Asset Growth, 53% Liability Growth and 7 New to bank Relationships generating £133k of annualised income, on the back of zero impairments.

Cambridge, United Kingdom

• The role is situated within the commercial business area and is at the front line of HSBC, developing a portfolio of complex, International based relationships (£2m - £25m turnover)• Achievement of income targets, through the appropriate use of structured lending, regulated financial products and a use of external professional networks• Responsible for the management of associated operational and credit risk• Delivering a superior customer experience with a strong focus on quality of service• Building effective relationships with lead providers and colleagues• Working to broaden and deepen relationships with customers and professional contacts• Identify cross sell opportunities to increase our share of wallet, whilst exceeding customer needs• Analyse and write proposals, presentation and pitches for new solutions, products and services

Cambridge / Crawley

Part of the South and East Regional Commercial team, I was directly responsible for analytical and report writing functions to do with the performance of Commercial Centres and their individuals.This involved the development and utilisation of complex Excel spreadsheets to allow for the production of trending analysis for regular performance meetings to be used at all levels within the bank.During this period the organisation underwent an internal restructure which allowed me to develop all of the operational processes and systems within the new regional structure. many of which remain in place today.Due to these structural changes the role moved to Crawley and as a result of the geographical impact to home life, I moved into a new role within Cambridge.

Bury St Edmunds

• The role is situated within the commercial business area and is at the front line of HSBC. Being responsible for assisting an International Commercial Manager in the development of a portfolio of complex, International based relationships (£2m - £25m turnover)• Achievement of income targets, through the appropriate use of structured lending, regulated financial products and a use of external professional networks• Responsible for the management of associated operational and credit risk• Delivering a superior customer experience with a strong focus on quality of service• Building effective relationships with lead providers and colleagues• Working to broaden and deepen relationships with customers and professional contacts• Identify cross sell opportunities to increase our share of wallet, whilst meeting customer needs• Analyse and write proposals, presentation and pitches for new solutions, products and services

Norwich, United Kingdom

• Managing all aspects, including the inherent credit and operational risks, of a portfolio of Commercial customer relationships in order to deliver the operating plan• Developing relationships with quality businesses and developing a deep understanding of the needs of both prospects and existing customers• Meeting customer needs, and providing an expert professional service, effectively introducing colleagues from other parts of our business where appropriate to the customers needs• Owning the customer experience, ensuring service excellence at all times, for all aspects of any customer or prospect’s interaction with HSBC

Norwich, United Kingdom

Commercial Banking contributes to 40% of the UK's revenues. We service customers ranging from sole traders to multinational corporations who have a turnover in excess of £25m. Our international client's base has grown by nearly 40% in the last 6 months, making the UK the largest, mature market across the global bank. Our business customers are hugely diverse, ranging from small start ups and local traders through to major international corporations. This 2 year program had both a Retail and Commercial banking stream to give me a chance to really specialise from the outset whilst being exposed to a variety of roles and responsibilities.

Norwich, United Kingdom

• As part of an international project team, the objective was to amalgamate a variety of global customer data recording systems, into a single platform• The system required the management of data from countries throughout the world, requiring access from multiple global entry points• Working with a US based project team to ensure the system was robust and capable of supporting the data held in countries throughout the globe• Being responsible for managing a team of 7 temps, ensuring suitable training and skills for data entry processing were achieved within short timescales and accuracy tolerances, alongside Dun & Bradstreet information

Bsc (Hons) In Banking Practice And Management, Bsc (Hons) Banking Practice And Management

Professional Banking qualification formally known as the ACIB

Ba (Hons) In Business Management, Ba (Hons) Business Management

BA (hons) Business Management

Aat Qualified, Aat Qualification In Accountancy

AAT Qualified