As a Senior Financial Advisor, I have been servicing the financial needs of successful families, individuals, retirees, business owners, executives and employees in the Los Angeles, Orange County areas and throughout the country since 1982. First and foremost, I align myself with my clients by understanding their needs and priorities. Together we articulate short- and long-term goals and then I recommend a customized financial strategy based on what they strive to achieve. My focus is to take care of my clients and their families by providing guidance and planning on critical life decisions leading up to and through retirement as well as succession planning for the next generation.  Services Offered:- Trust & Estate Services- Wealth Planning- Education Funding Strategies- Life Insurance & Long Term Care- Custom Lending- Home Loans & Refinancing- Home Equity Lines of Credit- Banking Needs- Family Succession Planning- Charitable Trusts- Business Needs/ Profit Sharing Plans/ Defined Benefit Plans- Banking and Lending Services are through Bank of America, N.A.- Merrill Life Agency's California License Number 0522776- NMLS ID #558056As an alumni of California State University of Fullerton and a native of Northern Orange County, I am an active participant in many civic associations and organizations in the Brea/Fullerton community.