I currently lead the credit risk modelling for a US consumer credit cards portfolio at Goldman Sachs. This involves building underwriting and portfolio models, along with stakeholder management across teams such as Model Risk Management, Credit Strategy, Data Engineering and Compliance. At Goldman Sachs, I have also worked on personal loans, where I have led the development of marketing models. In total, I’ve spent 9+ years in Data Science roles in the banking industry in companies such as American Express, EXL and Goldman Sachs. Through this, I have gained expertise in building linear/logistic regression and machine learning models for loans and cards.