 Responsible for all legal activities carried out by company in entire Region, Providing legal support to all 4 Area Offices across 13 Branches of Region in their day to day transaction. Responsible for achieving monthly target of Shortfall Collection of Region. Representing, defending and handling all high value and sensitive matters before High Court, Consumer Forum & Commission, DRT & State Commission and Quashi Judicial Authority i.e. Police, CBI, and ED. Initiate and monitor proper Legal action against default customer i.e. Lodging FIR, Complaint Case, Cheque Bouncing Cases and Execution Petition for recovering company due amount from customers. Lead recovery team in reposing vehicle through Pre -Seizure Notice, Section 9 & 17 order of Arbitration Act, Arranging Police help wherever required. Liasoning with Police and Government official regularly Finalizing the drafts of various Applications/Petitions/claim/Written Statement/Reply/Notices/Demand Notices/FIRs. Conducting legal audit and legal cum compliance training at all branches. Provide legal opinion on opening new branch, drafting lease agreement and registering the same with concern sub-registrar office. Providing legal support to HR and Infrastructure team as and when required. Handling teams seize of 4 Area legal Managers and 8 Collection executives. Empanelment of new Advocates wherever requires.

 Defended civil, criminal and consumer cases like eviction Suit, Suit for enhancement of rent, Complaint case, Consumer Complaint, First Appeal, S.A filed before District and Session Court, SDO Court, Collector Court, DRT, District consumer forum, and State Commission Patna, Bihar. Initiate legal proceedings for recovery of dues from the borrower via issuing legal notices, filing Original Application, Money suits, complaints u/s 138 Negotiable Instruments Act, etc. Advice and support the Branch Banking team on day-to-day legal queries, issues, and litigations and effectively monitor such litigations and expedite the same. Drafting & Vetting written statements, Original Application, Application for attachment of property, Money Suit, 138 Notice & Complaint case, replies to legal and 13.2 Notice under SERFASI, customer complaints, third party correspondence, statutory authorities etc. Conducting Title Search and Verifying TSR submitted by advocate and do the due diligence of property for opening new Branch/Office and vetting of Lease Deed and other documents Appearing and arguing before Consumer Forum/DRT, Coordination with the impaneled Advocates and Solicitors for all litigations, identify and impanel new advocate, Collecting data from various parties, departments, divisions and reporting the same into the bank portal, timely updating of all Legal cases i.e. against /by into bank portal, and provide MIS from time to time

Drafted, filed Appeared, and Argued before Court/Forum/Commission/Tribunals and Quasi-Judicial Authority and render my professional services across Bihar & Jharkhand State. High Court – Patna & RanchiWrit Petition, Bail Petition, Quashing Petition, Interlocutory Application, first Appeal, Rejoinder, statement of objections Debt Recover Tribunal, Patna &RanchiOriginal Application, Securitization Appeal. Concluded Recovery proceeding i.e. Appointment of Advocate Commissioner till attachment of property, drafted objection of notice received u/s 13.2 of SERFESAI Act. 2002, D.M. Petition, District consumer Forum & State Commission Patna &RanchiConsumer Complaint, Written Statement, Execution Petition, First Appeal, Application for stay of DCDRF proceeding/recall of warrant, Written Notes of Arguments, Stay Application. District & Session Court. Bihar & JharkhandComplaint case, Bail Application (A & R), Discharge Application, Name Deletion Petition, Application for dispensing personal attendance of accused, Discharge Petition, Revision application, 138 notices, and complaint case. Money Suit, Title Suit, Partition Suit, Will Probate & Petition for Succession Certificate, Suit for Injunction, Eviction Suit, Return of Property (ROP), etc.