We founded talk’uments to help meet the emerging need to eliminate the language barrier between Limited English Proficiency (LEP) borrowers and mortgage lenders. We've built the mortgage industry’s first interactive multimedia multilingual consumer education, loan compliance, and quality assurance platform. In so doing, we've paved the way for lenders to serve a sizeable and emerging market, as well helping them comply with the growing number of LEP regulations and requirements.Our technology provides a loan applicant with an effective learning experience in their native language, specific to their loan request and learning preferences. It helps ensure and document a loan applicants’ understanding of the features, risks and benefits of their loan, along with its costs, paperwork, and their borrower responsibilities throughout the mortgage process.Talk’uments' multimedia multilingual technology empowers mortgage lenders to deliver what their customers expect and already receive from other industries: technology solutions for consumer oriented issues.

Proficient in all areas of mortgage banking, I managed the nationwide origination of residential loans via a call center format in all 50 States. Closed over 20 billion in residential loans over past 10 years. Through the use of proprietary software, the primary driver for loan originations was an education based sales strategy. Marketing efforts focused on online, print and direct mail advertising

Launched nationwide reverse mortgage lending operation under a call center format. Marketing efforts were primarily focused on adult children of aging parents.Originated reverse mortgages, FHA and conventional loansManaged all functions of the loan cycle - from origination to post closing

Developed national web-based, socially responsible lending concept for Reverse Mortgage loansCreated interactive reverse mortgage website/portal complete with math engineDeveloped reverse mortgage marketing strategies and concepts

Manage a retail call center branch of 50 originators, processors, underwriters, closers and post closersOperate in 32 States through a call center apparatus utilizing online, direct mail and print advertising.One of the largest retail branchs by closed loan volume for The New York Mortgage Company

Managed as many as 70 employees under a nationwide call center operation Originated, processed, underwrote, closed & post closed over 14,000 loans nationwideNumber one retail branch in SIB’s 10 billion dollar branch networkOne of the first nationwide lenders to pioneer no closing cost loans and escrow advances

The Mortgage Lending Group was a brokerage operation that originated loans in Maryland, Virginia and the District of Columbia.In addition to direct retail originations, The Mortgage Lending Group processed, underwrote and closed loans for many credit unions in the DC metro area. Largest credit union client was the AFL-CIO Federal Credit Union.

Originated loans through-out the Washington DC metro area. Number one loan originator by closed volume for Chase Bank in the State of Maryland