Andrea Germani Email & Phone Number

Rome, It

Roma, Lazio, Italia

Within the Corporate Credit - Credit Risk & Analysis function of the holding company Acea SpA, I am responsible for the following activities:- Monitoring the evolution of the Group's credits and the trend of rejection rates of prospective customers, with the production of the related analysis and management reporting- Coordination of operational activities of securitization operations optimizing financial benefits and costs- Structuring of new performing and non-performing loan assignment transactions- Support in the proper representation of credit risk in the annual financial statements and in the assessment of creditworthiness (scoring) in unregulated markets

Roma, Lazio, Italia

Within the Portfolio Management - NPL Analysis & Reporting office, I worked for the following activities:- Development and updating of reports and financial models for monitoring the performance of assets under management- Analysis of market data for the definition of trends related to specific loan segments- Business planning and expenses budget of portfolios and due diligence activities

Roma, Lazio, Italia

Within the CFO area, I worked with the following activities:- Planning and Management Control: cost analysis and accounting, management control of job order P&L, analysis of deviations, document control- Monitoring and reporting: preparation of weekly data produced to stakeholders, monitoring and reporting- Support in monthly closing, budgeting and forecasting processes

Roma, Lazio, Italia

Within the CFO area, I worked with the following activities:- Customer/supplier valuation: balance sheet and financial analysis (margin, index and cash flow analysis) and analysis of the probability of default using the Z-Score model- Corporate finance: support in the analysis of projects and investments (determination of the appropriate cost of capital, estimation of costs and cash flows) and in the definition of business plans for Group companies- Operating leasing of IT assets: calculation of instalments for operating leases (cost estimation, evaluation of financial exposures), scenario and business case analysis of leased supply mixes, monitoring of supply plans using appropriate tools- Management control for job orders: analysis of costs, revenues and job order margins, economic-financial control (analysis of deviations from job order budgets), evaluation of the recovery period/value for asset disposal options for contracts involving operational rentals

Roma, Italia

For Financial Risk Management Line of Service I worked mainly in the following Project Areas:- Risk Management: analysis of financial risks (credit risk, liquidity risk, market and counterparty risk, IRRBB), operational risk and risk valuation (RAF/RAS, ICAAP/ILAAP, Recovery Plan);- CFO Area: reclassification of Income Statement and Balance Sheet, costs and revenues analysis, turnaround management for the BU involved, elaboration of business cases and identification of operating model scenarios, financial reporting;- Banking sector: NPL management and elaboration of the relative monitoring and control models, banking finance and structured finance operations (e.g. Covered Bond issuance programmes), credit analysis and banking back office (management of financing practices, assessment of the preliminary investigation phase, analysis of regulatory and budgetary requirements, validation of the guarantee request), strategic development in support of CFO, CRO and COO areas, planning and budgeting of strategic projects for top management;- Insurance sector: participation in projects for the implementation of IFRS 17, in particular in the definition of company processes (analysis and revision of as-is processes and definition of to-be processes for life, non-life and reinsurance business), program management (preparation of project plans and monitoring of the progress of works), support for IT activities (preparation of release plans, definition of cases of UAT and the related implementation plan).Main clients: GBC Iccrea, BNL, Poste Italiane, HDI Assicurazioni

Roma, Lazio, Italia

Roma, Italia

For Bancassurance Processes Unit, I worked on this main activities:- Design and efficiency of Company processes with particular attention to the quality of service, focusing to the implementation of new sales channels and new distribution networks;- Participation in cross-functional project teams with the aim to mapping the existing processes;- Analysis and mapping of AS IS and design of TO BE processes;- Identification and definition of critical issues and possible KPIs;- Flow chart design and drafting of narative documents;- Development of dashboards for process monitoring.

Laurea Magistrale Lm In Finanza E Impresa, Finanza Delle Imprese

Thesis in Advanced Corporate Finance entitled “The determinants of going public: The Italian case". Main exams: Financial Analysis.

Laurea Triennale In Economia Delle Imprese E Dei Mercati, Economia E Gestione Delle Imprese

Thesis in Marketing entitled “Analysis of direct, indirect and enlarged competition of sports marketing management”. Main exams: Business.