Fiserv is a global leader in transaction-based technology solution for Financial Institutions. Among solutions provided are: Core Banking Sistem (GL, Loans, Deposits, CIF, POS, etc.), Mobile Banking, Internet Banking, Cash Logistics, Business Process Management, Datawarehouse, AML

Writing and publication of Technical Bulletins on Funds Trasfer Pricing and Firm Valuation.

In charge of the Legal, Purchasing, Security, Premises, Fixed Asset Management, HR and Payroll departments.Global Card is a credit card firm located in Mexico City Metro area, and part of the Scotiabank Group.

SME specialized consulting firm startup. Creation of the concept, branding, market definition, design of the value-based methodology and hiring of the work team. Prospecting, sale and execution of financial, strategic and operational consulting projects based on the proper foundation for sustainable growth and value creation. Design and implementation of value added strategic initiatives.Consulting in Financial Planning, Funds Transfer Pricing, Profitability Measurement and Comprehensive Risk Management for banks and savings banks in Latin America and Spain through the international firm IPS-Sendero, Fiserv´s subsidiary U.S. firm focused on development and implementation of software for bank strategic management. Commercial and subject matter expert support in Germany, France, Italy, Russian Federation and United Kingdom.

In charge of presales, implementation, consulting, and support for all clients in LAC and Spain for the Asset and Liability Management, Funds Transfer Pricing and Profitability Measurement Systems.Important Projects.· Implementation of Asset and Liability Management, Funds Transfer Pricing and Organizational Profitability Systems for two Government owned banking institutions in Mexico.· Advisory for measurement and management of Balance Sheet, Interest Rate Risk and Earnings Forecasting for at least 25 financial institutions in 11 countries, including 5 Spanish Savings Banks, also known as Cajas de Ahorro.

In charge of the Risk Management Unit, reporting to the Risk Management Vice-President. Functions related to Balance Sheet and Market Risks Measurement and Management for the Bank, and presenting the Asset and Liability Committee weekly booklet to the ALCO.Implementation of the Regulatory Risk Management System so the Bank was able to operate in the MexDer (Mexican Derivative Market) trading floor.

Implementation of Risk Management techniques for Balance Sheet, Liquidity, and Market Risks. In charge of all the Risk Management Unit, reporting to the Corporate Risk Management Vice-President.

Initial design of the Mexican Regulation on Comprehensive Risk Management. Project Co-leader for the FOPYME Program, a Government-led support program for Small and Medium Enterprises to alleviate such firms from the financial distress produced by the 1995 economic crisis in Mexico. Team member for the design of financial rescue operations for big firms, as a result of the 1995 crisis.Representative for the Banking Commission at the Valuation Committee, formed with representatives of Mexico’s Central Bank and the Mexican Stock Exchange. This Committee was in charge of defining valuation techniques and monitoring price formation in the Mexican Money Market.

Financial Institutions audit team. Auditor in charge for Subsidiaries of Banamex