Fernanda Gonzaga Email and Phone Number

Responsável pelas atividades de Compliance e Risco Operacional com o objetivo de identificar, monitorar e mitigar todos os riscos inerentes ao negócio, suportar o time comercial e liderar três times com 12 colaboradores.

Temporary Project

Responsible for the entire Annual Periodic Review process of all Private Bank clients. Ensure that the regulatory trilogy accepts, monitors and communicates with the highest risk mitigation possible.Encourage the commercial area to revisit its customers periodically by reinforcing the KYC policy, record all impressions with rich detail and quality of information in the overall system.To reassess the client's profile in order to identify relevant changes that require the approval of various allocations. (Change of equity, corporate, change of geography, immaterial / sensitive movements).Update media searches for all members of the relationship as well as check all available restrictive lists.Ensure that all reviews are finalized on time, with excellence in quality and adherence to policies.Work together with the business team to protect the reputation of the institution. Recognized as the focal point of excellence for the issues at hand.Experience in research tools like World Check, Lexis Nexis, Duns, One Source, Serasa, Factiva, Detec, courts, regulators and international scholarships, etc.

Evaluation of risk prevention of money laundering, combating terrorism financing and compliance. Analyzes and opinions for the implementation and revision of products and services.Identification and analysis of Operational Risks, Internal Controls and process mapping, creation of methodologies for process and project risk assessmentDaily communication to COAF of timely and good faith operations and technical advice to backoffices.Performance in the Money Laundering Prevention Cell (PLD) in systemic and media monitoring.Relationship with regulatory and supervisory bodies, as well as the monitoring of their audits.Visit and training in high risk geographies, enabling the commercial area to identify and treat potential risks.

Acting in the International Project for Reputational Risk Management and Compliance, aiming at identifying and combating clients involved in financial fraud, money laundering and other image risks. Identify and analyze complex corporate structures of national and international companies, with the objective of identifying the final beneficiaries and possible PEPs (People with Political Exposure), and ensuring adherence to the global programs of risk management and internal controls.Preparation and execution of training, lectures and didactic materials for dissemination, awareness and advice to managers and employees regarding the culture of Compliance and Prevention of Money Laundering, prioritizing the ethical, professional conduct and best practices in the conduct of the processes.