Greg John Email & Phone Number

Arlington, Va, Us

Mclean, Virginia, Us

Manhattan Beach, California, Us

NAX Group is a global fintech and venture builder. I joined as an industry expert. I helped develop and scale new joint ventures as well as build out the internal analytics, data and data science practice.-Consulting on Ventures: -Build: rewrote credit policy for a fintech startup. Built roadmap for getting to a v0 NPV model, building out vertical and horizontal P&Ls, improving the credit decision making process, setting the framework for pricing (APRs, loan amounts and terms), and improving the fraud process. -Find: worked to find frictions and pain points and then solutions with unfair competitive advantages. Consulted on venture pitches and due diligence.-AI: -Explored the frontier of current AI and imaged the future of where we might take it. -Ran experiments on various Large Language Models (LLMs) on a variety of different business tasks (think ChatGPT 4, Claude 2, Llama 2, MISTRAL 7B). -Tested different prompt engineering strategies: persona/framework/specifications, Chain of Thought, and Step Back Prompting. -Used BERTopic, nltk VADER sentiment analysis and Knowledge Graph tools to analyze corporate text data.-Firm Building -Built the roadmap, vision, and minimum viable product (MVP) for the AI/ML Engine. -Worked with Managing Directors, Industry Heads, CPO and President to determine Data Science, Data and Analytics needs for venture pipeline and built a staffing plan, job descriptions and interview process. -Built a proof of concept for securely analyzing corporate data leveraging AI. Covered data preprocessing and transformations, mapping variables, running analyses, and extracting insights in a largely autonomous fashion.

San Carlos, California, Us

-Built an affiliate partnership business from the ground up (0 to 1), generating over 100,000 loans and driving $100,000,000+ in annual disbursements. -Drove the underwriting, analytics, marketing messaging, process for driving positive reviews, commissioning of custom risk models and customizing of the valuation model for the channels.-Built a novel solution to leverage alternative data for prequalifying prospects (in particular, deep subprime) in a cost-effective manner. Diagramed and designed with input from Legal and Compliance to ensure compliance with regulatory requirements. Worked hand-in-glove with Product team to implement. Rebuilt entire risk engine on new platform and worked with Risk Engineering team and Pricing team to mirror on backend. -Led the team that developed the valuation models and credit policy for a new Embedded Finance product (similar to Buy Now, Pay Later and Point of Sale financing).-Owned expanding Credit Card growth to Credit Karma (Invite to Apply and Lightbox).-Go-to-team for new initiatives: Primary driver of market expansion, going from 12 states to 40+ states. Led the way on testing into Prime lending.-Led the charge on automation: from enhancing dashboards for production, risk performance & bleeding-edge risk indicators to automating non-production risk scores.

San Carlos, California, Us

Mclean, Va, Us

Handpicked to develop Valuation models and Credit Policy for new, high profile partnership with Walmart.-Leveraging big data and analyses to create the Approve/Decline, Credit Line Assignment, and Product Assignment decisions for the launch of the Capital One Walmart Partnership

Mclean, Va, Us

Led business intent for cross-functional marketing team focused on driving aggressive deposit growth.

Mclean, Va, Us

Business Manager on the Strategy and Analysis team for National Expansion.Worked on reinventing banking, analyzing and optimizing the use of physical presence to augment online banking and building valuation models and business cases for entering new markets.

Mclean, Va, Us

I worked on analytics for the physical strategy of the Direct Bank (online/ formerly ING Direct).

Mclean, Va, Us

On the US Card Decision Sciences Valuations team. I built and maintained valuation models for US Card Acquisitions and Customer Management.

Mclean, Va, Us

On the Card Customer Mangement team I worked on the Yield Management team. I provided analysis and implemented fee policy across US Card, partnering with operations.

Master Of Business Administration (Mba)

Ba, Economics And Foreign Affairs