Gregg Gusta Email & Phone Number

Durham, North Carolina, United States

Raleigh, NC

Cary, NC

Mortgage underwriter

Raleigh-Durham, North Carolina Area

 Responsible for promptly reviewing new title reports, keeping abreast of various stops that would prevent title being cleared, filed subordinations, confirm signers and marital status, review all origination documents, communicate with title insurance co. for revisions and updates, indemnify liens, judgments and 2nd mortgages when possible. Communicate.

• Held accountable for submitting loans, acting as subject matter expert to team members, and achieving economic stability by keeping borrowers in homes or finding liquidation alternatives to foreclosure.
• Exceeded ambitious monthly production goals and help find resolutions that were acceptable to both distressed borrowers and GSE or private investors.
• Collaborated with a variety of MI companies and Fanniemae and reported all resolution results and success rates daily, research problems with upper management.
• STAR Award winner May 2012 and accepted into Mentoring Program August 2012.

• Worked with agents to increase production, improve trade combined ratio and provide timely service to producers and policy holders while managing carrier risk.

• Prevented foreclosures by assisting families with applying and obtaining home mortgage modifications, HAMP aka 'The Obama Plan', non-HAMP, Deed in Lieu and other options.
• Counseled borrowers on appropriate documentation, advised them of acceptance or denial. Explained basis for decisions and what options remained if the desired options were unavailable.
• Heavy phone contact with very emotional situations, able to control the situations professionally and with empathy. Coached teammates in becoming more productive by teaching them how to control the calls and defuse.

Business to business sales. Started own Company small business, handled all compliance with tax and regulatory authorities, payroll, hiring, training supervision of staff. Handled all shipping and oversight of web site development and marketing strategy. Owned and managed retail/web business since 1994 Managed all aspects of accounts receivables, payables.

 Started gift basket biz from home with wife, pre-internet, began shipping nationwide via direct mail and radio marketing, built book of business and retail clients. Self Taught copywriting and direct mail marketing from sources such as direct marketing mag. Built website, oversaw development of content management in earliest era of ecommerce. Used PPC.

Bs, Finance

3.0 gpa

Pre-Science

3.2 gpa