Gregory Budd Email & Phone Number

Delray Beach, Florida, United States

- Discussed and implemented pricing strategy to maximize profits and reduce aging.- Dailey review of inventory management tool Vauto for adjustments as needed.- Positive reviews required to help with customer satisfaction. - Pictures required with Customer and vehicle for Facebook posting.- Work CRM tool Dealer Centric to assist employees to reach an internet closing rate of 10%+. This takes time to lead a team to create a culture.- and… SELL CARS!

Miami Gardens

- Proficient in Special Finance.- Avg 2025 in Backend. - 84% Gap penetration.- 65% Warranty penetration.- 38.3% on Frontend products.- Fast funding; clean paperwork, collection of stips and communication with bank.- Tag team with Sales Managers on T\O’s to meet above objective.- Train sales team on how to work leads efficiently to make more contacts, to make more appointments and sell more cars.- Goal setting.- Able to handle the 700+ score customer equally as well. I adapt to the situation.- When needed I help pick the right car to maximize profits based on the credit call.- I am cradle to grave. APPROVE, CLOSE and CONTRACT.In my early career I was in Banking. In a career that varied from repossessing cars and mobile homes, to Credit Center manager. Structure, organization and communication became my core strengths.

Hollywood, Florida

Hired to set up a finance department and increase profits. We have grown from having just 2 finance companies, now 2 banks and 13 finance companies with a varying degree of underwriting. We have a full fledged finance department selling warranties, gap and rate.

Pompano, Florida

As the owner of AutoBuyRite, I developed a network of banks, by personally visiting Region and Zone Managers. After the relationship was established, and with the support of bank management, I trained branch personnel to refer customers with pre-approved car loans to AutoBuyRite. Dealing directly with the customer, I contacted a dealer from my network, and negotiated the best price. A major component of my bank relationship was assurance that dealers would not compete with pre-approved loans. As company owner, my focus was on relationships___ securing low pricing from the dealers, and continual referrals from the banks. My success in doing this resulted in increasingly profitable arrangements for all concerned. As an example, in the case of loan origination's, I would source credit applications for banks for a fee. The high point was $850,000 per month in loan volume.• Loan volume grew to $850,000 per month.• Developed a network of banks that produced 50+ new car sales per month.

Miami/Fort Lauderdale Area

Company focus was Indirect Lending of Home Improvement. Building a network of dealers such as pool builders, room addition and everything in between.

Fort Lauderdale, Florida

Effective relationships with automobile dealers were a major responsibility. The marketing side of my job required personal calls on Dealer Principles, General Managers, and Finance Directors — and being available by telephone. These relationships required months to build, and constant nurturing to keep dealer applications directed to us (not loyalty— there was no loyalty — I had to exploit each dealer’s need for service by offering better than anyone else; and being the manager that understood their need; one who would be there for them; to take care of every financing need possible (when responsible to do so).As Sales Finance Manager, my focus was still on Service, but with emphasis on sound credit decisions. Thus my employees understood the demand for consistently outstanding service, while rendering credit decisions according to standards generally leaving me to deal with the disappointed dealers — e.g., the demand for approval of an unqualified applicant). I hired, trained, and constantly coached, employees, including goal setting, auditing credit decisions, and always reviewing/evaluating the operating procedures for maximum efficiency (including the employees who implemented the procedures). Managing a $6 million per month in new loan volume, and an 80 million dollar loan portfolio required constant attention to ensure that one interest did not create an adverse affect on the other.• Reduced loan growth to 6 million per month while increasing credit quality.• Delinquency rate of less than 1%.• Loss rate of less than .50 bases points.

Boca Raton, Florida

As Sales Finance Manager for Florida, Georgia, and Alabama, I managed a 10 million dollar per month loan volume — including agreements allowing the bank to act as Porche Financial, SAAB Credit, Subaru Finance, and Mazda American Credit. A major focus was on personal calls with the sales force and dealer network; meetings with Owners, General Managers, and Finance Directors. These calls were essential to dealer understanding of the type business sought, and to minimize unqualified applications. Responsibilities involved management of the credit staff, and auditing credit decisions. I hired, trained, supervised and audited the credit staff as necessary to meet objectives.• When hired passing an audit was unheard. We passed our first audit in 6 mos.

Tampa/St. Petersburg, Florida Area

Duties• Collections of mobile homes and autos• Collection Manager for mobile home and autos• Credit manager for mobile homes and autos• Acct\Sales Manager for dealer relations