• Leading and coordination of all Risk aspects on the integration of a partnership with a FinTech (MarketFinance formerly known as MarketInvoice) to allow Barclays UK customers access to sales financing products (invoice discounting) for short to medium term funding. A first for a UK High Street bank.• Ensuring all Risk stakeholders including Credit Risk, Compliance (Conduct Risk), Operational Risk, Fraud, Financial Crime, and Treasury where made aware of the project and managed requirements and internal new product conditions for project go-live.• Ensuring all internal risk governance and approvals were obtained • Providing project guidance and leadership on many aspects of the project outside of Risk• Balancing the conflicting demands by stakeholders tactfully and diplomatically• Liaising directly with the FinTech to ensure approaches are aligned to enable a seamless customer journey

• Leading and coordination of the preparation of a Skilled Person Review by the PRA ( a section 166 review) of the Regulatory Reporting (COREP) process.• Leading the collation of CRR interpretations and evidence gathering associated with COREP reporting• Documenting all risk type processes that contribute to RWA reporting using the standard Business Process Modeling Notation (BPMN) process.• Identifying all process controls within the BAU COREP reporting processes to include in the process flows.• Leading the remediation within Risk End User Developed Applications (EUDAs) to ensure compliance with policy and standard. Additional value added analysis and MI was produced to identify potential automation and decommissioning of EUDAs and resource savings

• Managing project teams, both external suppliers and internal staff in multiple locations• Initiation and co-ordination of the model risk programme. The project team was based in both London and Manchester to manage senior stakeholders in both locations. There was a high level of complexity due to challenging subject matter and criticality to the Bank. The programme covered:o Overseeing the completion of the CRR attestationo Overseeing the setup and embedding of the Banks Risk Models Governance Framework.o Planning and initiating of the building, validating, parallel run and implement PRA compliant models for Secured IRB to reduce RWA impact and IFRS9 impairment models• The role encompassed both project management and project support responsibilities. In summary, these included:o Project documentation including business cases, briefs and working/steering group packs.o Project planning, resource allocation and monitoring, estimating and budget managemento Risk and issues management.o Stakeholder management including CRO, Director of Model Risk and Director of Finance and IT.

• Key point of contact for EMEA Regulatory Reporting in Finance Change on a large Legal Entity change (LEP) Programme.• Determining regulatory reporting impacts and business requirements for a number of the work streams within the LEP programme.• Project managing and leading the development of business requirements, analysis, set-up and running working groups, testing and implementation for Statistical, COREP (including RWA) and FINREP reporting for a new reporting jurisdiction.• Supporting operational model enhancements due to additional reporting requirements• Project managing Liquidity projection impacts for migration of business on existing Treasury MI

• Set up and co-ordination of a £7 billion non-core residential and BTL mortgage portfolio deleveraging programme. This involved the setup of the core weekly working group and monthly steering committee• Seven workstreams were required within the working group with a major focus on strategy, data, MI and operational performance. It required the driving of key activities and milestones for each workstream. • Key stakeholder management across the functions was essential given the high profile of the portfolio within the bank and with regulators• Assisted in the analysis of the portfolio to understand the segmentation and drive customer strategies

• Finance workstream lead covering CRD IV subject areas Capital, Capital Buffers, and Leverage Ratioo Creating Business Requirement Documents (BRDs) for Group for the above subject areas.o Running working groups with Divisions to ensure they understood the requirements that applied to them.o Ensured data availability, capture and calculation for Leverage Ratio (including RWAs) COREP reporting for Group regulated entitieso Produced current and future state operating models for the Leverage Ratio • Regulatory Co-ordination workstream lead - covering the Regulation, Directive and technical standards.o Chaired the CRD IV Group Interpretation Forum which included Group and Divisional subject matter experts and ensured that adequate interpretations were provided for all articles.o Overseeing the mapping, allocation, feedback and communication of external consultation papers associated with the CRD IV regulation.• Co-ordinating delivery assurance to ensure that all CRD IV subject areas within the Finance, Risk, Treasury workstreams had a delivery/implementation process for all business requirements at both a Group and Divisional level.

• Working in the Regulatory Projects team I specialised in mandatory rule changes which predominantly included FSA/PRA Capital Adequacy RWA rules.• My role involved liaising with the UK Policy team to discuss and clarify rule changes, communicating with the BAU production team to ascertain what processes and systems will be affected. • Produced business requirements detailed enough to ensure IT analysts are able to understand and subsequently produce their functional requirements. • Write up the test cases and perform the testing within each cycle required.• Projects include:o Implementing CRD2 and CRD3 FSA Capital Adequacy RWA rules changes into the production process. o Automating the FSA reporting process for various FSA returnso Implementing new products: Tri Party Repos and Agency Loans.o Working on smaller quarterly release fixes for the Financial Reporting tool.• Utilised SECAM+ (regulatory calculations); rFRAME (Reg reporting) and Quality Center (Project tool).

• Monitoring and calculating on a daily and monthly basis Counterparty Credit Risk and Market Risk RWAs• Analysing and submission of FSA IRR returns on a monthly and quarterly basis• Setting up a more efficient process and providing tools for analysing the daily and monthly capital adequacy reporting process• Advising on a platform for a controlled, stable and flexible capital reporting infrastructure and to allow for future Basel II advance model integration

• Leading the projects team in developing the Basel 2 reporting regime. This included being responsible for regulatory systems development and roll out of the FSA reporting suite of returns• Ascertaining the data requirements for pillar 3 disclosure purposes• Setup the Basel II RWA calculations and reporting process and rolling out the process to the run the bank team and reviewed on a daily basis.• Providing senior management with a MIS pack for Basel II reporting with current issues, metrics and remedies• Leading meetings with the key stakeholders for the capital adequacy reporting process• Monitoring the latest FSA and LIBA policies and releases to determine the impact on the firm and notify the divisions of the firm that may be affected.• Creating an environment of completeness and auditability of data as well as increasing the functionality and usability for end users of the reporting system

• May 06 – Jun 08 Operational Risk Analyst, Finance - Permanent- Coordinator on all Operational Risk Events (ORE) for Finance globally. - Co-ordination of the monthly ORE process including reconciliation, cleansing of data, production of reports and stakeholders.- Provide guidance to BAU involving education and training- Provide MIS information to senior finance management including monthly pack and regional operational risk information.• Jun 04 – May 06 Financial and Regulatory Accountant - Permanent- Financial controller of a FSA regulated company.- Credit Financial Officer for London Subsidiaries. This involves requesting, changing and monitoring of current internal credit limits. As well as discussing required limits with the Business Units and Credit Risk Control to determine the limit to be set or changed. Performed an annual review of the limits for the CFO of the IB.- Ensuring on a daily basis that the Position Risk, Counterparty Risk, Large Exposure Risk and Foreign Exposure Risk are calculated and are within FSA limits. FSA monthly and quarterly returns are also performed. - Liaising with senior management of Asian branches for accounting and regulatory purposes. Additionally discussing the requirements to transfer the branches to another UBS entity and ensure all legal, accounting and regulatory requirements are satisfied. - Assessing new FSA updates and its affect on the bank. • Mar 03 – Jun 04: FSA Regulatory Accountant - Permanent- Initial set up of UBS Limited (Eurobank) which was FSA regulated. - Calculating on a daily basis the collateral requirement, large exposures, and capital adequacy, as well as quarterly FSA returns. - Modelling for future events to determine the impact on the banks capital. This involved collating information on future product volumes and calculating the potential capital usage to ascertain the level of future capital and collateral requirements.