Gretchen Smith Email & Phone Number

Santa Ana, California

Newport Beach, Ca

Loan Document analysis including application, income, assets, credit, title, escrow and appraisal. Manual underwriting as well as DU / LP.

Work with processors and loan officers to get loans funded in a timely manner*Loan document analysis including application, income, assets, credit, title, escrow and appraisal. *DU / LP / Zippy underwriting *Manual underwriting*Customer Service that includes good communication skills with processors and Loan Officers *Fraud detection and quality control *Fast and efficient turn around times *Organizational skills including the ability to prioritize *Problem solving / Time management *Being proactive to become more productive and to improve efficiencyNOTE: From February 2008 – April 2008, June 2008 – August 2008 and May 2009 – February 2010 I was with Genworth Financial on a temporary basis employed with Chase Wholesale and then transferred to Chase retail. Hired on Permanent with Chase February 2010

Loan Document analysis including application, income, assets, credit, title, escrow and appraisal. Manual underwriting as well as DU / LP.

Work with processors and loan officers to get loans funded in a timely manner*Loan document analysis including application, income, assets, credit, title, escrow and appraisal. *DU / LP / Clout underwriting *Manual underwriting*Customer Service that includes good communication skills with processors and Loan Officers, Escrow and Title *Fraud detection *Fast and efficient turn around times *Organizational skills including the ability to prioritize *Problem solving / Time management*Responsible for timely closings and weekly reports *Being proactive to become more productive and to improve efficiency *Delegated to underwrite conventional loans up to $1,000,000.00

Managed a pipeline of approximately 100 loans with an average of 20-35 closing per month*Provided guidance, training and assistance to the loan officers, processors, assistant processors and assistant loan officers *Ordered necessities i.e.; appraisals, title work, pay off demands, mortgage histories *Analyzed credit reports, appraisal and title work for risk factors *Responsible for timely closings, weekly reports and delegation of pipelines*Responsible for meeting with builder, sales staff, Escrow manager and title officers on a weekly basis to discuss status of closings*Overseeing the day to day activities of processing assistant*Skilled in FHA, VA and conventional purchases and refinances

Managed a pipeline of approximately 30-50 loans with an average of 10-20 closings per month *Ordered necessities ie.; appraisals, title work, pay off demands, mortgage histories *Analyzed credit reports, appraisal and title work for risk factors *Responsible for timely closings and weekly reports *Responsible for meeting with Loan Officers on a weekly basis to discuss status of closings*Skilled in conventional purchases and refinances