Hammad Najeeb Email & Phone Number

Pakistan

Being the part of the best team of bank who is leading the biggest consumer portfolio in the industry. Managing consumer unsecured portfolio over a size of $150mn. Perform multiple activities-- Monitering and focus on Non performing loan resolution--Vigilantly analysing the projected loss and ageing of loans to ensure the NCL will remain under the Budgeted.

Pakistan

In addition to portfolio management responsibilities of portfolio size over $50mn; am looking for the Model risk and Enterprise stress management of the bank. I am supporting CRO and CFO in this regard and soloict the perquisites with the designated roles.

Pakistan

Access the credit risk profile of unsecured lending and maintain alignment with Risk AppetiteSupport ICAAP stress testing exercise by review loss rates.Responsible for maintaince of Credit Strategy management and implementation of Group/regulatory policiesTimely report of material risk events, breach of triggers, material shift in portfolio shape and.

• Budgeting & forecasting of productwise Loan impairment.
• Prepare model for evaluating the impact of Loan Impairment on Banks Capital for 3+ years for stress scenarios for ICAAP activity.
• Monitoring of customer's repayment behaviour to mitigate the risk on Portfolio's health by analysing various Segmental,Regional and demographic based analysis.
• Support Operational Risk team to ensure focus on risk issues
• Liase with stakeholders in presenting strategies and portfolio reviews
• Analyse the Risk appetite parameters.

• PL & Revolving Credit
• Manging data analytics for unsecured porfolio.Devloping vaious Portfolio managment MIS.Preparing Cohorts Analysis (Delinquencies and Utilization), citiwise, segmental & income analysis.
• Portfolio performance review for all products. Develop systems for timely and accurate data retrieval and analysis.
• Worked closely with other stakeholders to improve MIS quality
• In addition to above duties, all become a part of Union Bank Acquisition by Standard Chartered and during this phase I am part of key activites like reconcilations of financials, data sets submission based on criteria'.

Bachelors, Computer Science 2002

High School, Computer Science

Activities and Societies: Quizes & Games (Football & cricket)