• Evaluating the formal borrowing capacity, personal, and financial creditworthiness of loan applicants.• Conducting credit risk assessments in conjunction with comprehensive financial analysis.• Crafting precise financial statements, loan proposals, and documentation to facilitate efficient disbursement processes.• Proactively identifying and pursuing business opportunities within the Small & Mid segments, focusing on OD Mortgage and Small Business Loans. Ensuring service quality and compliance with established policies.• Overseeing the monitoring and recovery efforts for loan accounts, demonstrating a commitment to financial stability.• Conducting surveys of diverse enterprises and strategically selecting potential opportunities for further exploration.

• Spearheaded credit risk assessment, financial analysis, and documentation preparation for loan disbursement.• Successfully surveyed and selected potential enterprises, ensuring proper documentation and compliance.• Implemented a robust follow-up and monitoring system for both enterprises and branch cases.

• Conducted corporate visits for sourcing potential clients, achieving monthly sales targets, and maintaining strong client relationships.• Provided after-sales services and offered consultancy to clients on enhancing their product presence online.