Hasnat Saifullah Email & Phone Number

Eunoos Trade Centre (Level 18) 52-53 Dilkusha C/A, Dhaka-1000

As a Senior Officer in the Credit Administration Department, my responsibilities include:- **Credit Documentation:** Ensuring accurate and compliant credit documentation for all loan types, including managing collateral.- **Compliance Verification:** Reviewing loan agreements and related documents to ensure adherence to policies and regulations.- **Credit Risk Management (CRM):** Assessing and monitoring credit risk, updating credit grades, and preparing risk reports.- **Loan Disbursement:** Overseeing the disbursement processes and monitoring the utilization of funds.- **Portfolio Monitoring:** Conducting periodic reviews and maintaining records of loan performance.- **Bangladesh Bank Reporting:** Preparing and submitting CMSME and SME reports, as well as Reschedule-Restructure Reports on a monthly and quarterly basis, ensuring timely and accurate compliance.- **Data Analysis:** Analyzing credit and SME data to provide management insights and ensure regulatory adherence.- **Regulatory Coordination:** Coordinating with internal teams to ensure compliance with Bangladesh Bank directives.- **Early Warning Detection:** Identifying potential risks within the loan portfolio and recommending corrective actions.

Banglamotor, Rupayan Trade Center, Dhaka 1205, Bangladesh

In my current position as an Officer, I am primarily responsible for overseeing and maintaining both asset and liability products on a regular basis within branch operations. This includes conducting initial assessments of loan files, organizing and analyzing financial documents, performing credit risk grading, assessing the net worth of both the company and its directors, and conducting CIB assessments within a week of receiving a loan proposal. Additionally, I am responsible for preparing loan synopses and obtaining initial approvals for files. Another aspect of my role involves coordinating and evaluating survey and valuation reports, as well as legal opinions. In cases where it is necessary, I also coordinate mutation records, DCR, updated land tax receipts, SA/RS/CS khatians, and attend mortgage/power attorney/redemption at the sub-register office. Furthermore, I am responsible for preparing credit/board memos, sanction letters, and charge documents, and obtaining approval from the Head Office (HO). Additionally, I ensure that deposit information is updated in the Fin Ultimus software and issue renewal letters and encashment notes for deposit products. Overall, my position requires strong attention to detail and the ability to effectively manage a range of complex operational tasks related to asset and liability products.

Banglamotor, Rupayan Trade Center, Dhaka 1205, Bangladesh

As a Probationary Officer, I played a key role in effectively managing diverse operational and client-facing responsibilities, maintaining accurate loan files, creating informative and visually appealing materials, and fostering positive relationships with clients and colleagues across different departments.In my operational role, I was responsible for managing essential tasks such as creating new accounts in the company's software, entering DPS payments, and updating account information as needed. I also provided consultation to clients regarding financial products, assisted them in opening new deposit accounts, and maintained strong relationships with them as a Liability products officer.As an Assets products officer, I was responsible for maintaining loan files, informing clients about their due/overdue/tax returns, and recovering loan installments. Additionally, I created informative PowerPoint presentations and videos for company board meetings and digital marketing purposes, and designed company brochures and offer letters.Throughout my role, I maintained strong communication and relationships with all inter-departments and collaborated effectively on inter-departmental tasks. Through these responsibilities, I developed strong skills in client relationship management, operational efficiency, and creative design.

Tropical Mollah Tower, Progati Sarani,Middle Badda,, Dhaka 1212, Bangladesh

As a Junior Executive in both Retail Sales and Digital Marketing departments, I played a critical role in ensuring the smooth operation of sales and marketing efforts, while maintaining solid relationships with customers and stakeholders.In the Retail Sales department, I monitored inventory to ensure a smooth supply, analyzed previous sales targets and achievements, and tracked the sales target status of all showrooms. I prepared daily reports and office circulars, and collaborated with the company's warehouse and service center to handle product repairs and servicing.In the Digital Marketing department, I was responsible for maintaining the company's website and official Facebook page, managing the company's presence on the Daraz Bd platform, and creating promotional advertisements to promote sales while ensuring customer satisfaction. I actively searched for new advertisers for print and online media and completed official tasks assigned by superiors.Through these responsibilities, I developed strong skills in sales and marketing management, customer service, and stakeholder relationship management.

Tropical Mollah Tower, Progati Sarani,Middle Badda,, Dhaka 1212, Bangladesh

As a Digital Marketer at Electra International, I was responsible for maintaining the company's website content, posting new events and campaigns on both the website and Facebook page, and creating and posting ads on digital platforms. I also regularly posted events, news, and campaigns on the Facebook page and handled the contract outline with Daraz Bd.In addition, I uploaded new products to the Daraz website and updated the product content information. I promptly responded to customer inquiries via chat, comments, and phone calls, and successfully convinced them to make a purchase. I also processed new orders, confirmed successful deliveries, and maintained after-sale services to ensure customer satisfaction.Furthermore, I participated in new campaigns offered by Daraz Bd and created reports on the sales effectiveness of these campaigns. Through these responsibilities, I developed skills in digital marketing, customer service, and sales management.

Master Of Business Administration - Mba, Operations Management

Bachelor Of Business Administration (B.B.A.), Marketing

Activities and Societies: Agro industrialization club, Marketing Club,Take part in many club competitions and won many of them. Volunteer.

Ssc & Hsc, Business Studies