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Hector Cardenas is been a national leader in premier mortgage lending for 13 years. Hector delivers a high level of expertise and customized service while providing his clients with desirable mortgage products and competitive rates. Since graduating with a degree in Finance in 1999, Hector has held leadership positions in real estate, finance, and mortgage banking. His expertise and knowledge allows him to offer unparalleled and fresh perspectives of lending options and solutions.Hector has vast experience in all financial matters. He has worked extensively in title insurance and mortgage lending on all sides of the transactional process. Prior to joining Guaranteed Rate, Hector was a partner in a large mortgage firm for 6 years, a position that made him responsible for all facets of the business, including residential and commercial loan origination, corporate training, regulatory compliance, vendor relations and sales management.Hector understands that each person's financial needs are unique. He and his team work tirelessly to ensure that his clients obtain hands on guidance and service to fulfill their needs. His values, commitment to service, vast knowledge, and work ethic continues to set him apart in the industry. Hector continues to work closely with Realtors, Financial Advisors, CPAs, & Wealth Managers as well as client referrals.
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Vp Of Mortgage LendingGuaranteed RateChicago, Il, Us
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Vp Of Mortgage LendingGuaranteed Rate Jun 2015 - Present3940 North Ravenswood , Chicago, Il 60613My NMLS ID #231110 Guaranteed Rate NMLS ID #2611CORPORATE DESCRIPTOR CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act NY: Licensed Mortgage Banker - NYS Department of Financial Services MA: Mortgage Lender & Mortgage Broker License #MLO231110 Guaranteed Rate, Inc. NMLS 2611 3940 N. Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com Equal Housing Lender For licensing information, go to… Show more My NMLS ID #231110 Guaranteed Rate NMLS ID #2611CORPORATE DESCRIPTOR CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act NY: Licensed Mortgage Banker - NYS Department of Financial Services MA: Mortgage Lender & Mortgage Broker License #MLO231110 Guaranteed Rate, Inc. NMLS 2611 3940 N. Ravenswood Ave., Chicago, IL 60613 (866) 934-7283 • rate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensingCOMPANY PRIVACY POLICY LINK www.rate.com/privacy Show less -
Mortgage BankerThe Federal Savings Bank 2012 - Jun 2015Greater Chicago Area -
Managing MemberT&C Financial Group Llc May 2005 - May 2011Greater Chicago Area
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Vice PresidentA American Financial Group, Inc. Jun 2003 - May 2005Greater Chicago Area• Directly managed 50+ loan officers, processors, and marketers.• Grew company from Start Up to 50+ employees within an 18 month period, originating over $270 Million in its 3rd year operating.• Supervised and advised employees on daily tasks and responsibilities, utilizing problem solving skills, independent creative thinking, and fundamental financial knowledge.• Interviewing of prospective employees, and final hiring decision.• Conducted training sessions for new loan… Show more • Directly managed 50+ loan officers, processors, and marketers.• Grew company from Start Up to 50+ employees within an 18 month period, originating over $270 Million in its 3rd year operating.• Supervised and advised employees on daily tasks and responsibilities, utilizing problem solving skills, independent creative thinking, and fundamental financial knowledge.• Interviewing of prospective employees, and final hiring decision.• Conducted training sessions for new loan officers & personnel.• Responsible for the generation and submission of all required reporting to all agencies; State & Federal, in addition to the submission of employee payroll, taxation, company’s P&L, and Financials. • Developed financial planning models to ensure and secure growth, profit, and positive expansion for the company.• Originated residential & commercial loans Show less
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Mortgage BankerProvidential Mortgage Aug 2001 - Jun 2003Greater Chicago Area
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Financial AdvisorAmerican Express Jun 2000 - Aug 2001Greater Chicago Area
Hector Cardenas Skills
Frequently Asked Questions about Hector Cardenas
What company does Hector Cardenas work for?
Hector Cardenas works for Guaranteed Rate
What is Hector Cardenas's role at the current company?
Hector Cardenas's current role is VP of Mortgage Lending.
What is Hector Cardenas's email address?
Hector Cardenas's email address is hc****@****ank.com
What is Hector Cardenas's direct phone number?
Hector Cardenas's direct phone number is +177329*****
What skills is Hector Cardenas known for?
Hector Cardenas has skills like Loans, Loan Origination, Mortgage Lending, Mortgage Banking, Credit, Sales, Banking, Customer Service, Fha, Investment Properties, Credit Analysis, Financial Analysis.
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