Heidi Gregory Email & Phone Number

Greenville, Sc, Us

Greenville, South Carolina, United States

Greenville, South Carolina Area

Lead Retail Loan Processor. Funded retail loans for local and national furniture stores. Reviewed loan agreements to ensure accuracy and that they were in agreement with company policies and procedures. Served as a resource and mentor for members of my departmental team.

Greenville, South Carolina Area

Served as the primary liaison between the relationship manager, the underwriter, and the borrower with respect to collateral review and loan documentation for SBA and Commercial Loans. Accountable for managing collateral risk to the bank by obtaining, analyzing researching, reviewing, and evaluating all necessary collateral reports and information required to meet the terms and conditions of the SBA & Commercial credit approval. Was responsible for preparation of appropriate application and loan closing documentation for new and current SBA & Commercial loans. Independently identified and managed documentation risk to the bank. Negotiated and provided substantive input into the decision process, and made appropriate documentation decisions. Stayed abreast of laws, regulations and procedures relating to SBA & Commercial Lending.Packaging: ~ Reviewed credit application packages for adherence to credit policy by verifying purpose, lending authority, compliance regulations, collateral requirements, etc. ~ Reviewed approved credit application packages to determine appropriate research necessary to ensure proper collateral position. ~ Verified LTV, reviews UCC searches, trust agreements, partnership agreements, etc. as required. Ordered and reviewed: Brokers Opinions & Opinion Letters, residential appraisals, title work, surveys, equipment and real estate evaluations, flood checks, as well as other reports and information -necessary to verify and value potential collateral. ~ Evaluated all reports and information received with respect to collateral evaluation and verification to determine if terms and conditions of the credit approval will be met. Loan Documentation/Closing/Disbursements:~ Prepared all necessary documentation, including application and closing. ~ Determined loan and compliance documentation required to request SBA & Commercial approval and perfect the bank's interest in the collateral. ~ Consulted with counsel on documentation requirements as necessary.

Mauldin, South Carolina

Processed loan applications based on credit worthiness, ensuring adherence to Credit Union policies and procedures.Coordinated with internal departments and external agencies to obtain necessary closing documents, as well as loan support.Performed post-closing reviews to determine required documents/records were accessible in the member file.Engaged Credit Union members in opening, administering, and/or closing personal deposit accounts, as well as IRA and certificate of deposit servicing.Performed teller duties as necessary. Performed account reconciliations for Credit Union Members and General Ledger Accounts.Engaged in Dual Control Management of ATMS and Credit Union Vaults including weekly money shipments.Developed and implemented collection policies and procedures for delinquent accounts in accordance with state and federal regulations.Gathered background information and provided analysis on credit history of loan applicants.Prepared legal documents for delinquent accounts and attended legal hearings, acting as liaison with Credit Union in legal proceedings.Provided oversight for the processing of disability and life insurance claims.

Greenville, South Carolina Area

Supplied interpretation of complex product specifications, error-free quotes and prompt turn-around of data communications.Assisted in placing orders for replacement products, providing technical assistance as needed.Completed comprehensive training on power transmission and electrical power systems to assist regional sales representative in client transaction management.

Greenville, South Carolina Area

Responsible for maintaining the leasing program, providing consumer and dealer payoffs on consumer accounts.Performed re-financing of consumer accounts and processing of lease accounts for local automobile auctions.Assisted in titling leased vehicles, and tracked insurance and property taxes on consumer accounts.