My mortgage career began over 32 years ago. Since then I've worked in nearly every aspect of the mortgage business- from post-closing to processing and origination. I specialize in FHA 203(k) Renovation Loans, VA Renovation Loans and Conventional Renovation Loans. In 2021, I joined NFM and was tasked with re-launching the Renovation Loan Department. As the Renovation Loan Manager, I oversee the Renovation Loan Department from origination to draws. I facilitate Marketing & Investor Relations for Renovation Loan Products, train loan officers and educate Realtor partners on Renovation Loans, and oversee Renovation processing and the Draw Department. We offer Renovation loans in every state NFM is licensed. NFM Lending 1190 Winterson Rd, Suite 300 &180, Linthicum, MD 21090 410-984-9517DE-MLO-213769, MD-26-1927, PA-70248 | NFM Lending, Inc supports Equal Housing Opportunity. NMLS ID# 2893 (www.nmlsconsumeraccess.org) | Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. www.heidigage.com.Licensed in: AZ, CA, CO, DC, DE, FL, GA, IL, LA, MA, MD, NC, NJ, OH, PA, RI, SC, TX, VA, WA, WVLicensing and Disclosure Information can be found at: https://nfmlending.com/licensing/Licensing and Disclosure Information can be found at: https://nfmlending.com/texas-consumer-disclosure/