Heidi Howard

Heidi Howard Email and Phone Number

Senior Risk Director at US Bancorp @ Compliance and Operational Risk Leader
san francisco, california, united states
About Heidi Howard

Heidi Howard is a Senior Risk Director at US Bancorp at Compliance and Operational Risk Leader. She possess expertise in banking, risk management, financial services, aml, financial risk and 11 more skills.

Heidi Howard's Current Company Details
Compliance and Operational Risk Leader

Compliance And Operational Risk Leader

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Senior Risk Director at US Bancorp
san francisco, california, united states
Website:
wellsfargo.com
Employees:
246787
Heidi Howard Work Experience Details
  • Us Bancorp
    Senior Vice President-Senior Risk Director
    Us Bancorp Jun 2015 - Present
    Greater Minneapolis-St. Paul Area
    Lead a team of Agile Risk Consultants that provide compliance and operational risk management support to Consumer and Business Banking agile teams on key strategic initiatives. Consumer and Business Banking includes: Mortgage, Consumer Lending, Small Business, and Deposits. Responsible for ensuring adherence to the risk management framework while working in an agile environment to implement key changes for the bank.
  • Compliance And Operational Risk Leader
    Financial Services Industry
    Compliance And Operational Risk Leader 2015 - Present
    Over 25 years of bank regulatory compliance and operational risk experience including 5 years as a bank examiner. Over 20 years of management experience including repeated recognition as "Gallup Best Practices Manager". Compliance and operational risk professional with experience supporting diverse businesses including credit cards, student lending, mortgage, auto, consumer loans/lines, debit cards, remittance services and deposit products. Broad areas of regulatory expertise including… Show more Over 25 years of bank regulatory compliance and operational risk experience including 5 years as a bank examiner. Over 20 years of management experience including repeated recognition as "Gallup Best Practices Manager". Compliance and operational risk professional with experience supporting diverse businesses including credit cards, student lending, mortgage, auto, consumer loans/lines, debit cards, remittance services and deposit products. Broad areas of regulatory expertise including consumer lending laws and regulations, BSA/AML, fair and responsible lending, UDAP/UDAAP, SCRA, Privacy, Third Party Risk Management, etc. Seasoned leader with demonstrated leadership competencies including personal capability, focus on results, and leading changing including strategic planning and acquisitions. Show less
  • Wells Fargo Bank
    Svp And Compliance Manager
    Wells Fargo Bank 2004 - 2015
    As part of the Senior Leadership Team, provided compliance and operational risk management leadership and support for Credit Cards, Educational Financial Services, Retail Services, Personal Loans and Lines, Mortgage, Rewards Management, Debit Cards, Global Remittance Services, and Fee Based Services. Responsible for working with businesses to ensure all aspects of the compliance and operational risk programs were well-managed and well-controlled. Key activities included: risk assessment… Show more As part of the Senior Leadership Team, provided compliance and operational risk management leadership and support for Credit Cards, Educational Financial Services, Retail Services, Personal Loans and Lines, Mortgage, Rewards Management, Debit Cards, Global Remittance Services, and Fee Based Services. Responsible for working with businesses to ensure all aspects of the compliance and operational risk programs were well-managed and well-controlled. Key activities included: risk assessment preventive controls including change management ad training, business process reviews, detective controls including testing and monitoring, root cause analysis, issue tracking and resolution, management reporting, and audit/exam management. Show less
  • Wolters Kluwer Financial Services
    Business Development Manager, Strategic Planning And Acquisitions
    Wolters Kluwer Financial Services 2002 - 2004
    St. Cloud, Minnesota Area
    Researched and developed new business case opportunities. Responsibilities included market research, product development, acquisition analysis, financial analysis, and marketing plan.
  • Us Bank
    Compliance Manager And Avp
    Us Bank 1990 - 2002
    Ensured all processes, systems, forms, policies, and products complied with applicable laws and regulations. Developed and implemented compliance policies and procedures. Performed risk analysis, managed and led change initiatives, conducted periodic reviews to assess compliance, performed due diligence of potential acquisitions, conducted regulatory training, and communicated regularly with management.
  • Federal Reserve Bank Of Minneapolis
    Review Examiner/Bank Examiner
    Federal Reserve Bank Of Minneapolis 1985 - 1990
    Minneapolis, Minnesota
    Conducted and/or reviewed consumer affairs examinations, wrote/reviewed reports of examination, trained new examiners, coordinated work assignments, and evaluated performance. Also, managed Consumer Affairs office, enforced corrective action, and responded to questions regarding compliance issues from member banks.

Heidi Howard Skills

Banking Risk Management Financial Services Aml Financial Risk Bank Secrecy Act Loans Management Credit Enterprise Risk Management Mortgage Lending Securities Operational Risk Process Improvement Ofac Usa Patriot Act

Heidi Howard Education Details

Frequently Asked Questions about Heidi Howard

What company does Heidi Howard work for?

Heidi Howard works for Compliance And Operational Risk Leader

What is Heidi Howard's role at the current company?

Heidi Howard's current role is Senior Risk Director at US Bancorp.

What is Heidi Howard's email address?

Heidi Howard's email address is he****@****rgo.com

What is Heidi Howard's direct phone number?

Heidi Howard's direct phone number is +132049*****

What schools did Heidi Howard attend?

Heidi Howard attended St. Cloud State University.

What skills is Heidi Howard known for?

Heidi Howard has skills like Banking, Risk Management, Financial Services, Aml, Financial Risk, Bank Secrecy Act, Loans, Management, Credit, Enterprise Risk Management, Mortgage Lending, Securities.

Who are Heidi Howard's colleagues?

Heidi Howard's colleagues are Mark Duda, Will Fenelon, Barbara Heebner, Omolara Ajose, Anita Voss, Miccole White, Yolanda Garmony.

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