Hemant Kumar Email & Phone Number

Having more than 4 years of experience in Commercial Real Estate Mortgage.• FSA: Financial Statement Analysis – Analyzing the financial statement for judging the liquidity, solvency and credibility of Real Estate funding by different capital sources in consideration to certain standards set by the client.• QRR: Quality Re-Rating- Annually re-rating the existing debt provide by different capital source (FNMA, GA, CMBS) Involves with commercial properties determination of Cap rate at which the current income & new property additions are capitalized keeping in consideration the past performance, industry and market trend analysis and the performance of the comparable properties available.• Valuation Analysis –Pricing of real estate loans through financial modelling using capitalization and DCF approaches and focus on optimization of various types of risk such as credit/default risk, interest rate risk. Projecting future cash flows, analyzing subject’s local economy and doing due diligence on credit history of the borrower.Specialties:  Analyze and develop investor reports such as Cash Flow Forecasting, Portfolio and Ratio Analysis. Analyzing and valuation of different Income and Expense, and segregation of non-operating type income & expense and Capital expenditure. Helping the team lead in reporting purposes and managing the team in absence of Team Lead. Preparing ‘Lease Abstracts’ from Lease Agreements. Updating the Client Specifics and policies to the team. Quality Check of loans re-rated by New Associates. Managing Daily volumes, targets & turnaround time. Mentoring New Associates, to help them understand the process related specifications and perform at required levels. Doing Variance Analysis of the different period of operating statements. Managing MIS with respect to allocation & updating.

Listed skills include Commercial Mortgages, Financial Statement Analysis, Rent Roll, Lease Analysis, and 4 others.

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  M.D.U

  Accounting And Finance