Hiljar Kõiv
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Hiljar Kõiv Email & Phone Number

Here we go... at Cachet
Location: Tallinn, Harjumaa, Estonia 9 work roles 1 school
1 work email found @cachet.me LinkedIn matched
✓ Verified August 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email

Work email h****@cachet.me
LinkedIn Profile matched
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Current company
Role
Here we go...
Location
Tallinn, Harjumaa, Estonia
Company size

Who is Hiljar Kõiv? Overview

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Quick answer

Hiljar Kõiv is listed as Here we go... at Cachet, a with 9 employees, based in Tallinn, Harjumaa, Estonia. AeroLeads shows a work email signal at cachet.me and a matched LinkedIn profile for Hiljar Kõiv.

Hiljar Kõiv previously worked as Insurance Broker Baltics at Cachet and Branch Director at Bta Kindlustus. Hiljar Kõiv holds Bachelor Of Arts - Ba, International Business Management from Concordia International University In Estonia.

Company email context

Email format at Cachet

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{first}@cachet.me
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AeroLeads found 1 current-domain work email signal for Hiljar Kõiv. Compare company email patterns before reaching out.

Profile bio

About Hiljar Kõiv

Determined to get things done in most rational and efficient way. Value honesty and "fair play" in business relations. Trust becomes a cornerstone of any business decision and affiliation. Treat Your colleagues, business partners and customers with transparency and respect, this way You can expect to be treated with equal commitment and build solid business that lasts. Keep up the spirit of curiosity and ask Yourself continuously "Why?" After the answer makes sense, ask "How?". Still positive - act NOW!

Listed skills include Risk Management, Insurance, Management, Sales Management, and 29 others.

Current workplace

Hiljar Kõiv's current company

Company context helps verify the profile and gives searchers a useful next step.

Cachet
Cachet
Here we go...
tallinn, harjumaa, estonia
Website
Employees
9
AeroLeads page
9 roles

Hiljar Kõiv work experience

A career timeline built from the work history available for this profile.

Insurance Broker Baltics

Current

Tallinn, Harjumaa, Estonia

Jan 2024 - Present

Branch Director

Bta Kindlustus

Estonia

Empowering and developing the Estonian branch with 70+ employees to become a motivated and results-driven team

Feb 2019 - Jun 2023

Sales Director

Estonia

Sales channels management, retail sales distribution, affinity sales, loyalty customers channel. Responsible for the sales planning and execution of ERGO in Estonia, delivering 60 Mio eur revenue on an annual basis.Team building, change management, restructuring.

Aug 2008 - Jan 2019

Sales Manager

Swedbank Life Insurance

Tallinn

Plan and execute life insurance sales at Swedbank Estonia. Sales management experience in the leading financial services group in the Baltics. Negotiations and networking with retail banking for the effective sales of life assurance through Swedbank distribution network. Published several articles related to life insurance needs.

Jan 2005 - May 2008

Manager, Export Guarantees Division

Tallinn

Plan and execute export guarantee division activities. Lead a team of 6 people. Responsibilities also included presentations and publication of industry-specific articles to promote public awareness of export guarantees. Sales coordination, product development. International knowledge exchange and networking.

Oct 2002 - Dec 2004

Sales Associate, Corporate Services Division

Tallinn

Promote the whole range of Sampo group’s services to the new prospective clientele, including direct and full sales process with the target business clients.

Jan 2001 - Oct 2002

Insurance Broker

Marsh Estonia

Tallinn

Account Executive / Broker tasks for Marsh local clients. Varied and interesting challenges in the world’s largest insurance broker group.

Feb 2000 - Dec 2000

Broker, Member Of The Management Board

Heath Lambert Estonia

Tallinn

Create and develop tailored insurance solutions and offer risk advise for large and medium corporate and business clients. Active communication with both insurers and clients’ key persons (decision-makers). Experience in running and leading the company and its team locally as a temporary country manager.

Apr 1997 - Jan 2000

Insurance Sales Agent, Liability Insurance Underwriter

Ergo Insurance Se

Tallnn

Develop and implement liability insurance (wordings, underwriting, sales) into the range of insurance products. Independent and responsible task.

Apr 1994 - Apr 1997
Team & coworkers

Colleagues at Cachet

Other employees you can reach at cachet.me. View company contacts for 9 employees →

1 education record

Hiljar Kõiv education

  • Concordia International University In Estonia
    Concordia International University In Estonia
    International Business Management
FAQ

Frequently asked questions about Hiljar Kõiv

Quick answers generated from the profile data available on this page.

What company does Hiljar Kõiv work for?

Hiljar Kõiv works for Cachet.

What is Hiljar Kõiv's role at Cachet?

Hiljar Kõiv is listed as Here we go... at Cachet.

What is Hiljar Kõiv's email address?

AeroLeads has found 1 work email signal at @cachet.me for Hiljar Kõiv at Cachet.

Where is Hiljar Kõiv based?

Hiljar Kõiv is based in Tallinn, Harjumaa, Estonia while working with Cachet.

What companies has Hiljar Kõiv worked for?

Hiljar Kõiv has worked for Cachet, Bta Kindlustus, Ergo Insurance Se (Ergo Kindlustus As), Swedbank Life Insurance, and Kredex.

Who are Hiljar Kõiv's colleagues at Cachet?

Hiljar Kõiv's colleagues at Cachet include Rafal Czerniawski, Rasmus Sõõru, Mark Joa, Emanuel Badehi Kullander, and Kadri Nurmsoo.

How can I contact Hiljar Kõiv?

You can use AeroLeads to view verified contact signals for Hiljar Kõiv at Cachet, including work email, phone, and LinkedIn data when available.

What schools did Hiljar Kõiv attend?

Hiljar Kõiv holds Bachelor Of Arts - Ba, International Business Management from Concordia International University In Estonia.

What skills is Hiljar Kõiv known for?

Hiljar Kõiv is listed with skills including Risk Management, Insurance, Management, Sales Management, Strategic Partnerships, Channel Partners, Insurance Brokerage, and Customer Service.

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