Responsible for delivery of The Midlands Engine Investment Fund ( MEIF) to growth businesses within the South East Midlands Local Economic Partnership ( SEMLEP) area through loans between £100k and £1.5m up to 5 years at a fixed interest rate.

BANKING SERVICES Existing Facilities & Review of Terms: How do you know that you have a good /acceptable deal ? Personal Guarantee ( PG) Review: Do you really understand the implications of your PG liability? Collections/ Intensive Care Review: Missed loan repayments- your relationship manager no longer managing your account? We demystify the implications for your business and explain how can these will be managedInterest Rate Swap Support: Are you one of those businesses now left with quarterly margin calls that cripple cash flow? – operate negotiations with us on a sliding scale or fixed fee basisFit to Borrow:Do you have all the pieces in place for a good chance of success with a borrowing request? Do you know how a Bank’s Credit Scoring system works (it’s a bit like walking through a maze) we stop you getting lostCash flow Management:Let us show you how to secure working capital that grows with your business.New Facilities Proposal Preparation and Negotiation:What does your bank expect? We optimise business proposals to make them more viable11th Hour Support: Don’t know what to do or who to turn to.Contact us for a low cost signposting and helpBUSINESS SERVICES Helping businesses prosperBusiness Growth: Ad hoc,weekly or monthly sessions covering;operational and strategic planning, problem solving, goal setting, financial management Commercial Negotiation/ Mediation:problem/ dispute resolution through facilitationNon-Executive Director availability plus bespoke monthly board meeting preparation/agenda planning/ direction enablement and follow up. Embedding director responsibility. Mentoring: delivered sensitively and professionally for as long as you need itCommunications: Face to face or by phone / email / Skype. Use our team who have over 35 years SME (Small to Medium Enterprise) experienceExternal Support: We direct you towards our trusted professional associates who work with us to improve systems and mitigate losses

WHAT IS IT ?Graham Hall- Hall of Finance formerly " Your Business Buddy", is a hands on business/financial diagnostic , performance improvement/ training/ coaching/ mentoring service offering both face to face and internet/ telephone support to any local business. WHAT DOES IT DO ?You have a business/ financial problem, let me try and solve it for you. !!. If you don't think that you have one then let me look at your business and reassure you that this is correct ! I will look at your current Financial arrangements and seek to " improve your lot " Currently the preferred AVDC supplier of business advice/guidance/support to SME's within Aylesbury Vale,WHAT ARE THE BENEFITS TO YOU ?Professional confirmation and reassurance that " you are on the money" , but if not, a hands on approach to help you identify both strategically and operationally what you don't know or are not doing " that is costing you bottom line profitability or weakening cash flow" .Alternatively just use me as an " ongoing " sounding board.WHY USE ME?TESTIMONIAL:-I am able to confirm that Graham's supportive business administration assistance , banking consultancy and negotiation skills on behalf of two clients, has proved extremely useful, and helpful to us in providing our ongoing Accountancy & Taxation services. MICHAEL PILBRO (Director)PILBRO TAX & ACCOUNTANCY 09/02/12I am a " game keeper turned poacher " , as an Ex Senior Business Bank Manager , and handling difficult bankers is my speciality and USP. More than happy to visit them with you and negotiate on your behalf !I help businesses and individuals make better use of their financial resources, through improved awareness, knowledge, and day to day usage of their Key Financial Drivers.I will put in practice ( letters, emails, phone calls, visits) what I have recommended, saving you this time to reinvest back into " working ON - not JUST IN " your own business.

Providing Managing Director and Team with ongoing financial counsel

Heart of business is a network of like-minded professionals who have a proven track record in guiding businesses to sustainable growth in leads, sales, margin, profit and people.Our core proposition is aimed at enabling and supporting business owners to achieve breakthrough.Heart of business has a core team of mentors who will help owners think through what they need to do to develop their businesses and then set priorities.Once the priorities are set and the way ahead is clear then the Heart of business Mentors can bring in their network of marketing consultants and other professionals. These experts provide the practical assistance clients need to help them overcome any key challenge that lies between them and their objective.http://www.heart-of-business.co.uk/

Helping with Monthly Forum Organisation,We meet at The Silverstone University Training College on the first Thursday of every month ( apart from January )http://www.silverstonebusinessforum.co.uk

Undertake 121's for all Business's referred to AEIC by way of 2 hour complimentary sessions . Additionally SME's looking to grow employees and turnover in the next 12 months can receive an additional 6 hours of mentoring.at no cost to that business. AEIC is fully funded by AVDC and The Hot Office.

Have worked with Northampton Fleet Services Ltd since August 2011 as a Business Consultant and with their associate company Penn Holdings. Appointed Interim General Manager in January 2015 to oversee diversification of the business , including some work transfer to Vee & Inline Diesels Ltd , which will be operative during March 2015.

Involved in scheduling all web build work via a team of developers as well as client expectations. Line Manager to overall to 9 staff and mentor to MD

Provider of impartial debt Solutions .OFT approved CCA Licensed No 539334.Company undergoing restructure and consultant status no longer available: Will use existing skill set to find another debt solutions provider for ongoing referrals.

Really happy providing support to SME's through Business Link contract holders, Ngage Solutions and Serco, before becoming a casualty of the necessary Government Public Sector spending cuts, with redundancy at the end of October 2010.

Took early retirement after 32 years service