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Howard Fry Email & Phone Number

Founder and Managing Partner at January Partners, LLC
Location: Naples, Florida, United States 12 work roles 1 school
1 work email found @citizensbank.com 2 phones found area 214 LinkedIn matched
✓ Verified Jun 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email · 2 phones

Work email h****@citizensbank.com
Direct phone (214) ***-****
LinkedIn Profile matched
3 free lookups remaining · No credit card
Current company
Role
Founder and Managing Partner
Location
Naples, Florida, United States
Company size

Who is Howard Fry? Overview

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Quick answer

Howard Fry is listed as Founder and Managing Partner at January Partners, LLC, a company with 2 employees, based in Naples, Florida, United States. AeroLeads shows a work email signal at citizensbank.com, phone signal with area code 214, and a matched LinkedIn profile for Howard Fry.

Howard Fry previously worked as Founder & Managing Partner at January Partners, Llc and SVP & Chief Growth Officer of Citizens Pay at Citizens. Howard Fry holds Ba - Liberal Arts & Sciences, Communications And Public Relations from University Of Illinois Urbana-Champaign.

Company email context

Email format at January Partners, LLC

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{first}.{last}@citizensbank.com
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AeroLeads found 1 current-domain work email signal for Howard Fry. Compare company email patterns before reaching out.

Profile bio

About Howard Fry

Business Development and Partnership leader with 30+ years of experience in the partnered credit card (Co-Brand, Private-Label, Agent Bank and Affinity) and closely related Point-Of-Sale Lending, Buy Now Pay Later (BNPL), and customer loyalty markets. Long career of developing growth strategies, managing business development teams and leading the pursuit of major strategic customer financing and loyalty payments partnerships across multiple industry verticals including Travel, Hospitality, Entertainment, Retail, Banking, Financial Services and Professional Sports. Took pride in creating mutually beneficial partnerships designed to enhance the relationships between Brands and their Customers with an end goal of increasing sales and overall customer affinity. While officially retired, I continue to provide freelance subject matter expertise to research companies, hedge funds, consulting firms, VC's and other businesses and organizations seeking expertise in the Co-Brand, Private-Label and Affinity Credit Card Markets, the Buy-Now-Pay-Later (BNPL) and related Alternative Payments and Point-Of-Sale (POS) Financing markets.

Listed skills include Strategic Partnerships, Strategy, Credit Cards, New Business Development, and 29 others.

Current workplace

Howard Fry's current company

Company context helps verify the profile and gives searchers a useful next step.

January Partners, LLC
January Partners, Llc
Founder and Managing Partner
Naples, FL, US
Employees
2
AeroLeads page
12 roles

Howard Fry work experience

A career timeline built from the work history available for this profile.

Founder & Managing Partner

Current
January Partners, Llc

January Partners provides freelance subject matter expertise to research companies, consulting firms, hedge funds, investors and other organizations seeking to better understand the dynamics of the partnered credit card (Co-Brand, Private-Label, and Affinity) market and well as Buy Now, Pay Later (BNPL) and Point-of-Sale (POS) Lending programs. In.

Jan 2023 - Present

Svp & Chief Growth Officer Of Citizens Pay

Providence, Rhode Island, US

Citizens Pay is the modern POS Financing option for large ticket purchases. This sophisticated payment option combines the best features of BNPL and Private Label Credit Cards into a simple, transparent, open ended installment credit line that enables buyers to spread payments out over time with a dedicated line of credit for repeat.

Oct 2021 - Nov 2022

Managing Partner

New York, NY, US

Bassett Capital is a banking advisory firm specializing in portfolio acquisitions and divestitures, third party financial services product and platform partnerships, and P&L optimization strategies. The company develops partnerships for Banks and FinTech Companies with major brands in the Retail, Travel & Entertainment, Service, and Association Industries.

Nov 2019 - Oct 2021

Vice President & Director Of Co-Brand Partnerships

Columbus, Ohio, US

Alliance Data, now Bread Financial Holdings, is a publicly traded provider of co-brand and private label credit cards programs, point-of-sale lending products, and loyalty marketing strategies, derived from the capture and analysis of transaction-rich data.Major Accomplishments:* Spearheaded Alliance Data's evolution from solely a private label card.

Oct 2012 - Nov 2019

Credit Card, Banking, Financial Services Loyalty & Partnership Consultant

Independent Consultant

Provided Sales and Business Development consulting services in the Banking, Credit Card, and Loyalty Marketing spaces.

Mar 2009 - Oct 2012

Head Of Enhancement Segment - Americas

Singapore, SG

International SOS provides global banks, financial services firms and travel companies with a suite of emergency assistance, concierge, and luxury lifestyle services for their most affluent customer segments. Enhancement Segment clients "white label" International SOS' assistance services under their own respective brands as an extension of their highest.

Jul 2010 - Jun 2011

Head Of Sales

Norwalk, CT, US

GE Capital, now Synchrony Financial (NYSE:SYF) following a 2014 spin-off, is a leading issuer of Private-Label and Co-Brand credit card programs. Reporting to two divisional CEO's, oversaw sales for both Retail Consumer Finance and Personal Finance divisions.Major Accomplishments:* Implemented new Sales Strategy, Prospect Targets and Territories to.

Oct 2006 - Feb 2009

Senior Vice President - Mbna Partnership Sales

Boston, MA, US

Best known for inventing the affinity credit card business and making MBNA the global market leader in the partnered card space, Kessler played the primary role in developing new Co-Brand, Affinity and Agent Bank partnerships for MBNA (now Bank of America). Led team of sales executives across all "For-Profit" sectors for MBNA including Retail, Travel.

Feb 2001 - Oct 2006

Chief Partnership Officer

Frankfurt Am Main, Hessen, DE

TimeTo.com was an internet start-up Health & Wealth content site owned and incubated by Scudder Investments (later acquired by Deutsche Bank), that was founded in partnership with the AARP. Ceased operations in 2001. Responsible for revenue strategy, led a sales team pursuing partnerships in the Healthcare, Financial Services, and Consumer Goods sectors.

Feb 2000 - Jan 2001

Vp - Partnerships

Wilmington, Delaware, US

First USA Bank, which was acquired by Bank One in 2000 and by JP Morgan Chase in 2004, remains a leader in Co-Brand Card card space. Hired as an individual contributor, I was promoted to my first sales management role in which I led a team of partnership sales execs in the Co-Brand, Sports & Entertainment, and Internet sectors.

Jun 1995 - Feb 2000

Assistant Vice President - National Sales

London, GB

Household Retail Services, which was acquired by HSBC in 2002 and then by Capital One in 2012, was a leader in the Private-Label credit card space. After 6 months in Customer Service, I moved into Marketing, and finally to Sales where I managed a major existing retailer client relationship and also sold new retailer partnerships.

Dec 1989 - Jun 1995
1 education record

Howard Fry education

  • University Of Illinois Urbana-Champaign
    University Of Illinois Urbana-Champaign
    Communications And Public Relations
FAQ

Frequently asked questions about Howard Fry

Quick answers generated from the profile data available on this page.

What company does Howard Fry work for?

Howard Fry works for January Partners, LLC.

What is Howard Fry's role at January Partners, LLC?

Howard Fry is listed as Founder and Managing Partner at January Partners, LLC.

What is Howard Fry's email address?

AeroLeads has found 1 work email signal at @citizensbank.com for Howard Fry at January Partners, LLC.

What is Howard Fry's phone number?

AeroLeads has found 2 phone signal(s) with area code 214 for Howard Fry at January Partners, LLC.

Where is Howard Fry based?

Howard Fry is based in Naples, Florida, United States while working with January Partners, LLC.

What companies has Howard Fry worked for?

Howard Fry has worked for January Partners, Llc, Citizens, Bassett Capital Group, Alliance Data Card Services, and Independent Consultant.

How can I contact Howard Fry?

You can use AeroLeads to view verified contact signals for Howard Fry at January Partners, LLC, including work email, phone, and LinkedIn data when available.

What schools did Howard Fry attend?

Howard Fry holds Ba - Liberal Arts & Sciences, Communications And Public Relations from University Of Illinois Urbana-Champaign.

What skills is Howard Fry known for?

Howard Fry is listed with skills including Strategic Partnerships, Strategy, Credit Cards, New Business Development, Management, Business Development, Sales Management, and Crm.

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