Hugo R. Ma., Msc. Ctp Email & Phone Number

Toronto, Canada Area

•Provided advice and coordinated the implementation of cash/treasury management solutions and bank services/products to support, implement and/or improve revenue collections and monitor bank fees on behalf of the Province. •Streamlined banking reporting operations and other operational activities into a semi/fully automated solutions that contributed to produce comprehensive reports (Access, Power Query, Power Pivot, VBA) that provided timely and accurate analysis on banking fees to the Province. •Designed and developed the database that automates the analysis and approval process of the bank services invoices. Coordinated the transition from paper-based invoices to electronic invoices. •Supported the development of the tender for bank services (RFP) and managed effectively the evaluation phase of the process, providing eligible vendors a fair opportunity to compete in the most economical and efficient manner and complying with the Provincial Procurement Directive.

Toronto, Canada Area

•Ensured loan loss reserves were adequate to cover expected losses and charge offs.•Partnered with Finance and Business Units to determine the impact of changes to a portfolio on reserve requirements and documented the analysis for audit purposes.•Conducted quarterly and monthly tracking and researched variables that drove rates of delinquency in the region.•Prepared quarterly/annual portfolio performance reports for Executive Management. •Contributed substantially in the operational efficiency and automation of the reporting process by implementing automated controls and reports.

Guatemala

•Assessed investment projects developing financial planning models including scenario analysis and discounted cash flow valuation models to determine the viability and risks of potential investment ventures.•Prepared financial/business plans for investment projects such as:○Rainforest Alliance: undertook detailed market and financial analysis of a forestry project (25 years proposed duration) in the Mosquitia area of Nicaragua.○Banco del Café Liquidation Trust that emerged following the bankruptcy of Banco del Café: performed due diligence, valuation of portfolio of loans and developed financial model to determine and advise the optimal moment for disposal of assets.

Guatemala

•Managed liquidity and prepared cash flow forecasts that allowed funding of capital/ operational expenditures and developed/strengthened the financial management policies/controls that allowed Newcom to achieve better corporate governance.•Developed and refined consolidated regional financial planning models and reports and provided recommendations on capital budgeting projects that were essential to increase the profitability of the company. •Served as advisor and alternate point of contact to CFO with shareholders, banks, external suppliers, investment banks and assisted the CFO in negotiating service agreements and securing loans, lease financing.

Guatemala

•Managed liquidity and interest payments by means of preparing short and long term cash flow forecasts and credit facilities to fund operations that were fundamental for tax and financial planning strategies and participated in the elaboration of strategic operating and capital budgets aligned with headquarters objectives. Implemented the treasury management system that improved productivity, balance reporting, update cash flow forecasts and e-payments.•Prepared financial models and made a tangible contribution to the financial/tax planning process that allowed achieving financial targets such as mitigate financial risk, tax contingencies, financial costs and banking charges.

United States

•Managed banking relationships, determined the cash needs of CBI subsidiaries and coordinated financing for operations and capital projects. Managed/monitored outstanding debt and operating/capital budgets disbursements to ensure compliance with company policy, covenants and schedules of payments. •Developed financial models used for the Guatemalan tax planning/Honduras housing project, resulting in annual tax savings and cost savings for the Guatemala and Honduran subsidiaries, respectively.

Master’S Degree

Master’S Degree