Ian Strout Email & Phone Number

Toms River, New Jersey, United States

Spring Lake Heights, New Jersey, United States

Spring Lake Heights, Nj, United States

Spring Lake, New Jersey

East Brunswick, Nj

Review loan approvals, underwriting documentation and risk ratings of commercial and residential mortgage loans and other business loans for twelve community banks in the tri-state area of New Jersey, New York and PennsylvaniaAnalyze and assess the quality of client loan portfolios based on historical performance as well as comparative analysis with client peer groups.Advise clients on best practices for credit management procedures and existing banking regulationsWork with other credit risk specialists and credit risk department director to improve loan review procedures and methodologies Other responsibilities include performing client quality control reviews for residential mortgage loan documentation

Underwrite commercial loans $500,000 or greater and receive credit training in the credit department Attend customer calls with relationship managers and other events to generate business for the BankWork with credit department to improve the productivity and efficiency of commercial underwriting and analysisContact CPAs regarding customers' financial information Involved in the 2011 summer credit analyst internship program as a mentorFormer assistant to all small business relationship managers in the Coastal Region of New JerseyAssisted in the process of booking and documenting commercial loansProcured documentation and financial information for small business loans under $250,000; including term loans, lines of credit, and commercial mortgagesAssisted in the decision process of several small business loans over $100,000

Created financial statement spreadsheets, performed cash flow and credit analysis on commercial loans between $50,000 and $3,000,000 Performed due diligence investigation on the largest corporate customer in the Coastal Region. Commenced a credit training program offered by TD Bank

Mba, Accounting

Courses: Intermediate and Advanced Financial Accounting, Managerial Accounting, Tax Accounting, Auditing and Business Law

Bachelor Of Business Administration - Bba, International Business

High School Diploma