Isaac Ramirez Email & Phone Number

Oceanside, California, United States

Building the Best Business Banking experience for our members

San Diego, California, United States

San Diego County, California, United States

A contact tracer will reach out to contacts to notify them of their potential exposure to aCOVID-19 case. The contact tracer will ask the contact about COVID-19 related symptomsthey may be experiencing and if they have any underlying medical conditions. They willanswer questions and provide information, including how the contacts can help protectthemselves and others from COVID-19 and where they can go to get tested.All contacts are asked to quarantine themselves for 14 days, starting with the last time theywere exposed to the case. Some contacts who are essential workers may be given amodified set of quarantine instructions.All contacts are asked to check their temperature twice a day and watch for symptoms ofCOVID-19 which may include fever or chills, cough, shortness of breath or difficultybreathing, fatigue, muscle or body aches, headache, new loss of taste or smell, sore throat,congestion or runny nose, nausea, vomiting, or diarrhea. If they develop any symptoms,they should isolate themselves immediately and call their healthcare provider for medicaladvice

San Marcos

• Developed and managed a portfolio of primarily private, small business and commercial clients ranging from complex credits to deposit only relationships. • Acted as lead contact with prospects & clients.• Completed tasks and client requests promptly by following the company’s policies and procedures.• Grew revenue by successfully prospecting for new business and retaining and expanding existing client relationships via interest income, fee income and treasury management revenue.• Provides financial advice to clients and identifies and sells appropriate bank products and services to those prospects and clients.• Established and Built strong relationships with referral sources and centers of influence that has continued for the past 5 years• Worked closely and efficiently with credit loan officer to collect loan requirements and help expedite loan requests

Greater San Diego Area

* Originate new loans * Introduce Accion to the community for those who are unfamiliar with Accion* Community Presentations and Workshops to coach and promote small businesses in the communities that we serve.* Collect docs and stipulations to assist in the underwriting process * Advocate Accion to banks to provide alternative financing that a bank may not be able to provide.* Community outreach activities to promote more small business loans to Accion* Originate and Underwrite Rapid Loans* Maintain strong relationships with Referral Sources and coach them on what would be a good referral to Accion

Vista, Ca

Direct Daily operations for a retail banking center including branch sales, business development, customer service, credit analysis, coaching and mentoring bankers and tellers.Develop tactics and strategies to increase assets and profitability in the city of Vista and surrounding areas. Implement those strategies and coach sales staff to meet and exceed banking center's sale goals.Participate in community events and organizations to increase Comerica's good reputation in the community as well as to personally give back to the community that I live in.

Directed daily operations for a credit union, including branch sales, business development, customer service, and credit analysis.Cross-sell banking services and products to clientele.Develop tactics to increase assets and profitability within a three mile radius of branch High-profile sales position accountable for soliciting new members and developing strategic alliances with schools in a three mile radius.Devise and implement innovative marketing principles and promotional sales events to further support financial growth.Advise members with regard to investment opportunities, risk analysis, and monetary returns.Participate in community events to position the Credit Union as a leader within the territory.Highlights:Generated more than $330,000 in revenue and fee income within a 3-month period.Developed a strategic marketing campaign targeting teachers, faculty, and school administrators to increase membership

High-profile management position accountable for soliciting business accounts and developing strategic alliances with clientele.Develop tactics to increase assets and profitability within a territory consisting of businesses; Devise and implement innovative marketing principles and promotional sales events for real estate projects to further support financial growth.Counsel high net-worth individuals and corporate clients with regard to investment opportunities, risk analysis, and monetary returns.Cross-sell banking services and products to clientele.Participate in community events to position the bank as a leader within the territory.Highlights:Developed a strategic marketing campaign targeting accountants, attorneys, and medical professionals which has generated substantial referrals.

Counsel individuals and self employed clients with regard to investment opportunities, lending needs, and monetary returns.Top new account and new household producerCross-sell banking services and products to clientele.Participate in community events to position the bank as a leader within the territory.

Directed daily operations for a retail bank, including branch sales, business development, customer service, and credit analysis.Managed a staff of 15 customer service representatives and tellers.Analyzed financial statements and pertinent information to determine creditworthiness of prospective customers.Counseled corporate clients and high net-worth individuals with regard to their borrowing needs.

Escondido, Ca

• Managed a premier customer portfolio and proactively cross-sold additional products through referrals and outbound calls to acquire 100% of the customer’s financial services business • Provided customers with personal financial analysis and then made needs base recommendations with the products offered by Chase and or referred to appropriate business partners.• Devise and implement innovative marketing principles and promotional sales events to further support financial growth• Advise members with regard to investment opportunities, risk analysis, and monetary returnsHighlights:• Circle of Stars Winner each quarter for three years in a row• Searching for Stars winner in 2006

Escondido, Ca

• Provided customers with personal financial analysis and then made needs base recommendations with the products offered by Chase and or referred to appropriate business partners.• Performed daily sale platform huddle getting bankers goals and daily commitments• Directed daily operations for retail branch, including branch sales, business development, customer service, and credit analysis.• Devise and implement innovative marketing principles and promotional sales events to further support financial growth• Analyzed financial statements and pertinent information to determine creditworthiness of prospective customers.• Participate in community events to position the bank as a leader within the territory.

High School Diploma

Diploma, Business/Corporate Communications