J. Michael Bailey Email & Phone Number

Fayetteville, Arkansas, United States

• Spearheaded the management of automated reporting systems, enhancing the efficiency and accuracy of scheduled and Power BI reporting.• Directed detailed analytics for CECL calculations and complex reporting, translating intricate data into strategic business insights.• Leveraged a strong mathematical foundation to guide data-driven decision-making.• Cultivated expertise in database querying with tools like Cognos Business Intelligence and S&P Market Intelligence, and advanced Excel workbook creation.• Demonstrated a commitment to precision and a passion for transforming raw data into actionable intelligence, leading a dynamic team in a fast-paced banking environment.

Rogers, Arkansas, United States

Leading Portfolio Manager across all Citizens Bank commercial markets.

Little Rock, Arkansas, United States

The Portolio Manager will be responsible for analysis of loan portfolios, including, but not limited to:• Loan portolio management;• Stress testing loan portfolios;• Monitoring concentrations;• Hotel risk assessments;• 100% and 300% limits report;• Monitoring and measurement of watch loans;• Term loan analysis;• Providing industry analysis and market trends; and• Point person for AQ monitoring report. 2. Perform the following duties for the Central Arkansas lending team:• Cash flow for loans in the Central Arkansas Market• Prepare write-ups for Central Arkansas renewals• Prepare write-ups for Central Arkansas Market loans going to committee, including financial summary, collateral analysis, etc.

Little Rock, Arkansas Area

Under direct supervision by the President and Chief Lending Officer, the Loan Portfolio Analyst will be responsible for analysis of loan portfolios, including, but not limited to:• Loan portolio management;• Stress testing loan portfolios;• Monitoring concentrations;• Hotel risk assessments;• 100% and 300% limits report;• Monitoring and measurement of watch loans;• Term loan analysis;• Providing industry analysis and market trends; and• Point person for AQ monitoring report.

Wilmington, North Carolina Area

Tutored university students in advanced mathematics and statistics courses including Differential Equations, Linear Algebra, Vector Calculus, Real Analysis, and Abstract Algebra as well as a variety of basic STEM subject courses.

Wilmington, North Carolina Area

Bachelor'S Degree, Mathematics

Activities and Societies: Mathematics and Statistics club.

Associate Of Science - As, Mathematics

Activities and Societies: Secretary of Mathematics and Statistics Club, Competed in local and national calculus competitions.