Jaclyn Steele Email & Phone Number

Las Vegas, Nevada, United States

Personal & Business Banking division

Piloting BusinessManager Program (Asset-Based Lending)Underwrite C&I and commercial real estate loansPerform annual term loan reviewsComplete cash flows for new & current customersFile maintenance

Underwrite complex commercial SBA transactions (SBA 7(a) & 504)Document the detail and requirements of loan decisions, including conditions to closeInsure compliance with all SBA eligibility issues and regulations with SBA SOP standards when evaluating, analyzing and forming opinions for approving or denying SBA loan applications, as well as insuring compliance with bank policyPerform annual reviews on required credits.Analyze repayment ability historically or on… Show more Underwrite complex commercial SBA transactions (SBA 7(a) & 504)Document the detail and requirements of loan decisions, including conditions to closeInsure compliance with all SBA eligibility issues and regulations with SBA SOP standards when evaluating, analyzing and forming opinions for approving or denying SBA loan applications, as well as insuring compliance with bank policyPerform annual reviews on required credits.Analyze repayment ability historically or on proforma/projection basis and complete personal/business/global cash flow.Review professional real estate appraisalsAssess environmental risksAnalyze commercial leasesFile maintenance Show less

Las Vegas, Nevada Area

Analyze financial statements and tax returns at a complex level using spreading software (Cash and Tax Analysis) and documenting results and analysis in writingMonitor financial and loan ticklers, conduct follow-up, prepare correspondence to customers requesting financial information, as required by policyAssist in the preparation of detailed credit presentations for workout loans with complex structures, often not consistent in nature or product drivenAssist in underwriting and the… Show more Analyze financial statements and tax returns at a complex level using spreading software (Cash and Tax Analysis) and documenting results and analysis in writingMonitor financial and loan ticklers, conduct follow-up, prepare correspondence to customers requesting financial information, as required by policyAssist in the preparation of detailed credit presentations for workout loans with complex structures, often not consistent in nature or product drivenAssist in underwriting and the pre-qualification assessment and analysis of financial condition and risk of new and renewal financing requests within framework of bank credit culture and current economic and industry trends for pass graded creditsOrder and ensure credit inquiries and UCC searches, research filings to determine credit worthiness and appropriate collateral positioning Compile and analyze data from credit bureaus, conduct industry peer comparisons, and perform cash flow analyses and other such tasks and comparisonsOrder and conduct reviews of complex appraisals for conformance with bank policy, USPAP, and regulatory standardsPrepare Special Attention Credit reports (SAC) for all watch or greater graded credits for the entire loan portfolio bank wideAssist in the preparation and validation of information for accuracy, completeness, and adherence to bank policy for ASC 310 worksheets, charge-offs, risk grade changes, accrual status changes, etc.Coordinate the collection of information and prepare department reports, i.e. litigation, foreclosure, OREO, status of watch and greater creditsMaintain department logs for the tracking and processing of loan approvals, charge-offs, accrual status changes, grade changes and appraisals in processLicensed Notary Public for the State of Nevada Show less

Bachelor Of Science (B.S.), Managerial Finance

Education record