Enterprise Risk Manager and Advisor, also offering bespoke Software solutions. Particular focus over the years has been on Financial Services companies, all stages.Current areas of active engagement are:- Enterprise Risk : holistically, including Risk, Regulatory, and Compliance- Operational Risk: focus on non-financial, including behavioral risks. - Governance: including structures, committees, team-building and Board and Senior level fit-for-purpose training- Audit and Regulatory management and Remediation Background: Consummate banking, finance, risk, and capital markets professional ....In financial markets for 35+ years. Held various positions in many regions and businesses at UBS (Head of OpRisk for the IB) and Citigroup (lastly Global Head of Operational Risk for Citi ICG). Other Citi roles included Head of Risk for Asset Management, Global Head of Structured Products for Private Banking, Head of Market Risk for the Americas, Head of Bahrain Treasury, Head of Asia Derivatives Financial Engineering, and Head of North Asia Market Risk. Member of the Board of the Global Association of Risk ProfessionalsChairman of Moody's Curriculum Council for iRSQ. Other than RiskCounts and J-Risk, also Co-Founded INSORCE Operational Optimizers (2011- ) for Digitial Business Process Optimization.