James Curry Email & Phone Number

Birmingham, England, United Kingdom

I deliver (originate / execute) complex debt financing solutions both for event driven transactions (acquisitions, refinances, shareholder liquidity events, recaps etc) for high growth SMEs, corporates (£30m+ funding and / or syndicated - typically up to £200m total funding structures) and where the backing of private equity houses feature. Funding solutions include both cash flow lending, asset based lending and debt capital markets, for businesses ranging from high growth SMEs through to FTSE listed.

Birmingham, United Kingdom

The JMT represent all parts of NatWest's Commercial Banking Business, providing important feedback to CB ExCo, as well as a fresh and diverse perspective to the Commercial Bank's business decisions, including developing initiatives to support the Commercial Bank's strategy.

Birmingham, England, United Kingdom

Worked with clients (predominantly SMEs) to implement operational and financial restructures, with the ultimate objective of returning them to the originating business unit in the mainstream part of the Bank. Maximised debt recovery when an operational/financial restructure was not possible to implement. High standard of client care, negotiation and contact to ensure that optimal strategy was delivered.

Birmingham, United Kingdom

I managed a ~£800m portfolio of 15-20 clients that consisted of plcs, private companies and universities, that either had facilities greater than £30m and / or syndicated facilities, or were PE backed. I was predominantly responsible for managing the credit side of the relationships including new lending opportunities (refinances, acquisitions, cash-outs, recaps etc) and existing facility amendments.

Nottingham, England, United Kingdom

My portfolio consisted of 30-35 typically private companies, with turnovers up to ~£100m p.a. and total facilities across the portfolio of ~£200m. I was predominantly responsible for managing the credit side of the relationships including new lending opportunities (refinances, acquisitions, cash-outs, recaps etc) and existing facility amendments.

Birmingham, United Kingdom

Managed a portfolio of ~30 typically <£2m debt SME clients. Worked with clients to implement operational and financial restructures, with the ultimate objective of returning them to the originating business unit in the mainstream part of the Bank. Maximised debt recovery when an operational/financial restructure was not possible to implement. High standard of client care, negotiation and contact to ensure that optimal strategy was delivered.

Leeds, England, United Kingdom

As well as managing a small portfolio of ~5 clients (typically <£1m debt SME clients), I worked alongside Senior Corporate Relationship Managers to support them with their day to day role in dealing with their clients (typically <£20m debt and <£35m turnover) and driving strategy. As part of the support I provided, I shadow managed a portfolio of 10 clients on behalf of several Senior Corporate Relationship Managers (in particular whilst they were on secondment to Ireland).

Masters Degree, Mechanical Engineering, 1St Class Honours

Activities and Societies: Treasurer of Ju Jitsu society and General Committee Member of the Engineers Without Borders society

Professional Diploma, Banking Practice And Management, Distinction

Level 3 Institute Of Management Certificate

Activities and Societies: Year In Industry