Head Of Mortgage Strategy
Hd Decisions (Part Of Experian Group)
Nottingham, United Kingdom
When I joined HD Decisions my vision was to make decisions easier for people considering a mortgage. I wanted to change the way Mortgages were viewed and sourced by consumers. Mortgage Consumers go to comparison sites, banks and brokers to get answers:1) ‘Which bank will lend to them?’ 2) ‘How much they can borrow?’ And 3) ‘How much will it cost?’ Only through complex and time consuming research could a consumer find this information. We wanted to make it easier.I am… Show more When I joined HD Decisions my vision was to make decisions easier for people considering a mortgage. I wanted to change the way Mortgages were viewed and sourced by consumers. Mortgage Consumers go to comparison sites, banks and brokers to get answers:1) ‘Which bank will lend to them?’ 2) ‘How much they can borrow?’ And 3) ‘How much will it cost?’ Only through complex and time consuming research could a consumer find this information. We wanted to make it easier.I am delighted to say that after 4 years of hard work and a great Team at HD Decisions and support from a number of key Banks we can now offer solutions that answer those questions . This solution is being used today by Consumer facing sites, Banks and Intermediaries. In addition, I have been instrumental in creating a strategy to power the mortgage 'Agreement in Principle' capabilities for Nat West, RBS, Clydesdale, Coop, Virgin Money, and TSB. I wormed with a number of major banks and Consumer facing websites to drive more Innovation in the mortgage space. HD Decisions was founded in September 2008 by Mark Hawkins and Matt Denman. HD Decisions develops data and technology products for the financial services market. The core focus is the suite of Pre-Qualification products that are transforming how banks acquire new customers either directly from their homepage, via Intermediaries or through consumer facing websites. Show less