As Director of Strategy and part of the Founding Team at Podium, my role is to explore the Strategic initiatives and opportunities within the Mortgage environment, to enable Podium to achieve its vision of a ‘perfect ecosystem’ for consumers looking for their next mortgage.

Podium is looking to create the perfect ecosystem for consumers looking to start their mortgage adventure online. Current mortgage journeys are not built with a consumer's goals and needs front of mind, we are looking to change this. We are based in Nottingham and are looking to recruit the best technical and analytical staff, so if you fancy a new challenge please get in touch.

When I joined HD Decisions my vision was to make decisions easier for people considering a mortgage. I wanted to change the way Mortgages were viewed and sourced by consumers. Mortgage Consumers go to comparison sites, banks and brokers to get answers:1) ‘Which bank will lend to them?’ 2) ‘How much they can borrow?’ And 3) ‘How much will it cost?’ Only through complex and time consuming research could a consumer find this information. We wanted to make it easier.I am… Show more When I joined HD Decisions my vision was to make decisions easier for people considering a mortgage. I wanted to change the way Mortgages were viewed and sourced by consumers. Mortgage Consumers go to comparison sites, banks and brokers to get answers:1) ‘Which bank will lend to them?’ 2) ‘How much they can borrow?’ And 3) ‘How much will it cost?’ Only through complex and time consuming research could a consumer find this information. We wanted to make it easier.I am delighted to say that after 4 years of hard work and a great Team at HD Decisions and support from a number of key Banks we can now offer solutions that answer those questions . This solution is being used today by Consumer facing sites, Banks and Intermediaries. In addition, I have been instrumental in creating a strategy to power the mortgage 'Agreement in Principle' capabilities for Nat West, RBS, Clydesdale, Coop, Virgin Money, and TSB. I wormed with a number of major banks and Consumer facing websites to drive more Innovation in the mortgage space. HD Decisions was founded in September 2008 by Mark Hawkins and Matt Denman. HD Decisions develops data and technology products for the financial services market. The core focus is the suite of Pre-Qualification products that are transforming how banks acquire new customers either directly from their homepage, via Intermediaries or through consumer facing websites. Show less

One of the objectives of any business is to increase sales by improving and developing an Online sales strategy.This can be achieved by creating a loyal and engaged online consumer base, through a trust zone of desirable and connected customers. Consumers now expect a layer of interactivity that spans online and offline, igniting connections with every step. To adapt to these changes requires a business culture that recognises new opportunities, innovates,and changes processes and systems… Show more One of the objectives of any business is to increase sales by improving and developing an Online sales strategy.This can be achieved by creating a loyal and engaged online consumer base, through a trust zone of desirable and connected customers. Consumers now expect a layer of interactivity that spans online and offline, igniting connections with every step. To adapt to these changes requires a business culture that recognises new opportunities, innovates,and changes processes and systems to execute this change. Therefore an objective of financial services companies in the medium term must be to recognise the opportunities and consider a 'online centric' model. They must develop strategies, processes and systems that will not only enable them to survive this change but ensure they maximise the revenue/profit opportunity it represents. We work with major Companies including comparison sites, Banks, Building Societies and Brokers. Many of these companies are utilising technology and quality personnel to enhance the consumer experience with outstanding results. Specialist areas:Business DevelopmentOnline Sales StrategyBrand DevelopmentBusiness expansionIdentification of new Business and Sales opportunities.Innovation. Show less

I co-founded Mortgage27 Ltd, providing an online mortgage sourcing system designed to maximise mortgage enquiries in the Business to Consumer environment. This system was developed from an early concept to a market leading solution using state of the art technology. Mortgage27 now works with many brokers, estate agents, comparison sites and many national companies. All of these customers shared a common goal: to maximise the revenue generated from an online system whilst creating an… Show more I co-founded Mortgage27 Ltd, providing an online mortgage sourcing system designed to maximise mortgage enquiries in the Business to Consumer environment. This system was developed from an early concept to a market leading solution using state of the art technology. Mortgage27 now works with many brokers, estate agents, comparison sites and many national companies. All of these customers shared a common goal: to maximise the revenue generated from an online system whilst creating an informative, interactive user journey. In November 2011, I secured venture Capital Investment for Mortgage27 to help expand the business. As a significant shareholder in the business I was instrumental in ensuring that a solid foundation was established. I helped expand the company in its exploration of innovative business and market opportunities. In 2012 I was recognised by the British Mortgage Awards as a leading Technology Advocate. In November 2012 I sold the remaining shares to the venture capital firm. Show less

Sadlers Financial Planning was an Independent Financial Advisor firm. Specialising in holistic financial advice. Built the business from scratch to a practice with over 2000 active clients. Sold in 2011.Financial Planning Certificates 1,2 & 3.

I was responsible for promoting Legal and General financial products to the broker market.