Pflaum Publishing Group is a division of Bayard Inc., a national educational publishing and media company exclusively serving the K-12 education market. Pflaum publishes a wide range of materials for Catholic religious education including the Pflaum Gospel Weeklies Faith Formation Program for preschool through grade 8, Together in Jesus sacramental preparation programs for primary grades, mini-courses for junior and senior high Confirmation preparation, and Children Celebrate! products for… Show more Pflaum Publishing Group is a division of Bayard Inc., a national educational publishing and media company exclusively serving the K-12 education market. Pflaum publishes a wide range of materials for Catholic religious education including the Pflaum Gospel Weeklies Faith Formation Program for preschool through grade 8, Together in Jesus sacramental preparation programs for primary grades, mini-courses for junior and senior high Confirmation preparation, and Children Celebrate! products for Liturgy of the Word with Children.Bayard Inc., also publishes two magazines for Catholic educators: Today's Catholic Teacher for schools, and Catechist for parish programs. The division also offers a wide variety of marketing services to other educational publishers. Show less

Morningstar Services is a venture focused in the elderly community as short term, task and errand based assistance.  Senior transportation  Community Engagement  Promote Community participation Grocery Shopping Cleaning Services  Home Maintenance  Social InteractionSecondly, we purchased, renovated and re-sold bank-owned residential properties.

As a Manger of the Dayton Fifth Third branch, responsibilities include: Plan, organize and implement profit plan objectives for banking center.  Develop new and retain existing customers while promoting growth through increased deposits, assets and fee based services.  Analyze financial statements for commercial consumer credit decisions.  Handle all administrative functions which include personnel, training, budgeting, accounting and auditing.  Exercise direct… Show more As a Manger of the Dayton Fifth Third branch, responsibilities include: Plan, organize and implement profit plan objectives for banking center.  Develop new and retain existing customers while promoting growth through increased deposits, assets and fee based services.  Analyze financial statements for commercial consumer credit decisions.  Handle all administrative functions which include personnel, training, budgeting, accounting and auditing.  Exercise direct supervision over office manager and 10 Customer Service representatives.  Increased core deposits from $6.5MM to $8.9MM. Exceed installment loan goal by 17.6% during loan promotional campaign. Promoted within six months to Banking Center Manager. Completed 80 hours of consumer loan and commercial loan training by Omega, Consultants to Bank Management Inc. Organize and implement several creative sessions between tellers and new account representatives to achieve a positive communication of product goals.  Selected to provide training and coaching in interpersonal communication and motivational skills to 50+ new customers loan personnel. Show less

As a Consumer Loan Specialist, responsibilities include: Develop consumer loan business through sales calls, presentations to companies and individuals and encourage cross selling of loan products to existing customer. Analyze individual financial statements for credit decisions.  Train managers in developing customer service representatives in active sale of loan products.  Assist vice president in budget reconciliation and other activities.  Advanced to second… Show more As a Consumer Loan Specialist, responsibilities include: Develop consumer loan business through sales calls, presentations to companies and individuals and encourage cross selling of loan products to existing customer. Analyze individual financial statements for credit decisions.  Train managers in developing customer service representatives in active sale of loan products.  Assist vice president in budget reconciliation and other activities.  Advanced to second level accounts, increasing loan transactions.  Promoted to New Accounts Representative and responsible for opening new accounts, counseling customers in investment opportunities, and cross selling other bank products. Show less