Underwriter Iii
Current● Assess and evaluate unsecured credit as well as mortgage & home equity line of credit requests to ensure all credit decisions align with TD's risk appetite ● Perform in-depth analysis on financial statements, legal documents and credit bureau reports to understand any contingent liabilities ● Provide recommendations, advice and alternatives to reduce overall risk on credit requests● Adjudicate efficiently while prioritizing own workload to meet SLA requirements ● Rationalize… Show more ● Assess and evaluate unsecured credit as well as mortgage & home equity line of credit requests to ensure all credit decisions align with TD's risk appetite ● Perform in-depth analysis on financial statements, legal documents and credit bureau reports to understand any contingent liabilities ● Provide recommendations, advice and alternatives to reduce overall risk on credit requests● Adjudicate efficiently while prioritizing own workload to meet SLA requirements ● Rationalize credit decisions while maintaining 100% compliant within TD's discretionary lending limits ● Communicate with partners via Ms Teams, Outlook & phone to ensure all necessary documents are presented for accurate credit decisions● Provide support to different units/teams regarding resubmissions when colleagues are at full capacity ● Ensure to stay updated on latest development within industry and policy changes Show less