Manage large pipeline and flow of loans, high level of communications with sales and others to ensure timely underwriting. Meeting benchmarks for investor purchases and meeting quality assurance checks. DE/LAPP/SAR CERTIFIED. FHA, VA and TX VET, Jumbo: AIG, Redwood, Chase. USDA. Bond Programs (Various States Texas: TDHCA, SETH, TSAHC, Goldstar. Colorado: CHFA all programs. Kansas: Kickstart, KHAP. Utah: First Home, Home Again, Score, NO MI), Ohio OFHA and Community First Programs, First National Bank ITIN programs, Bank statement program, Chenoa.

Various Programs Conventional, FHA, VA and TX VET, Jumbo (Redwood) Select -QM, Choice QM, Select 90, USDA, and Bond Programs (Various States Texas: TDHCA, SETH, TSAHC, Goldstar. Colorado: CHFA all programs. Kansas: Kickstart, KHAP. Utah: First Home, HomeAgain, Score, NO MI), Ohio OFHA and Community First Programs, First National Bank ITIN programs, Bank statement program, Chenoa.

Underwriting Conventional Purchases/Refinances, FHA, Bond and VA loans. Income calculation to determine credit worthiness and reviewed loans for compliance with RESPA/TRID. Independently reviewed loan applications to determine risk factors such as the possibility of loan default or fraud. Provided quality assurance to ensure loans met investor guidelines. Communicated efficiently with mortgage brokers to ensure proper documentation and RESPA/TRID procedures were followed to confirm loans will fund.

Provide training and guidance regarding loan programs and structure to Processors and new Loan OfficersOrder and review credit reports, title commitments, surveys, and appraisals from the appropriate party and reviews for acceptability prior to submitting for approval. Reviews Loan Officer’s structure of loans to verify it meets investor guidelines prior to submission. Act as a liaison between customers and all parties involved in the transaction and communicates with customers if any items are needed for loan submission and keeps them posted on loan status. Submit files through automated underwriting for approval and completed loan packages to appropriate underwriter for final approval and validation. Experience with Chase, SSFCU jumbo loans and guidelines

Underwriting Conventional Purchases/Refinances, FHA and VA loans, Income calculation to determine credit worthiness, and reviewing loans for compliance with RESPA. Independently review loan applications to determine risk factors such as the possibility of loan default or fraud. Provide quality assurance to ensure loans meet investor guidelines. Communicate efficiently with mortgage brokers to ensure proper documentation and RESPA procedures are followed to confirm loans will fund.

Prepared mortgage loans and applications, ensuring accuracy and completeness in compliance with industry standards. Organize contracts and files systematically, maintaining efficient record-keeping and retrieval processes. Verified the credibility of applicants. Revised and drafted documents for review, adhering to regulatory requirements and client preferences to facilitate smoother transition processes.