Jay B. Email & Phone Number

Direct the credit risk for Correspondent business line. Assist the Senior Credit Officer with industry trends, review of Agency announcements, analyzing risk to recommend internal policy changes, analyze financials and product of banks and mortgage companies who desire to do business together. Liaison from Credit Risk with supporting groups (Sales, Operations, Underwriting). Analyze credit quality results of internal underwriting group and delegated lenders making recommendations as necessary… Show more Direct the credit risk for Correspondent business line. Assist the Senior Credit Officer with industry trends, review of Agency announcements, analyzing risk to recommend internal policy changes, analyze financials and product of banks and mortgage companies who desire to do business together. Liaison from Credit Risk with supporting groups (Sales, Operations, Underwriting). Analyze credit quality results of internal underwriting group and delegated lenders making recommendations as necessary for quality control. Work hand in hand with Sales Group to expand product offering, loan scenarios for product solutions, guideline exceptions approval. Show less

Manager of correspondent and broker underwriting sites across the footprint responsible for underwriting quality, production, and performance while adhering to company policies. Promote strong customer satisfaction. Work directly with sales staff on business development/outside sales calls, relationship building. Work with Credit Administration to establish underwriting policy and procedures. Created an efficient, productive and team centric work environment allowing employees to grow in… Show more Manager of correspondent and broker underwriting sites across the footprint responsible for underwriting quality, production, and performance while adhering to company policies. Promote strong customer satisfaction. Work directly with sales staff on business development/outside sales calls, relationship building. Work with Credit Administration to establish underwriting policy and procedures. Created an efficient, productive and team centric work environment allowing employees to grow in their knowledge base. Show less

Overland Park, Ks

Fulfillment Manager supervising loan registration, processing, underwriting, and closing/funding functions. Increased customer service ratings to consistently lead the Region, lowered Compliance and Fraud Detector/QC error ratings to below Corporate benchmark, decreased underwriting turn time and condition review turn time to 24 hours or less. Assisted Account Executives on relationship building and business development by attending sales calls, luncheons, and power sessions. Assisted AE’s… Show more Fulfillment Manager supervising loan registration, processing, underwriting, and closing/funding functions. Increased customer service ratings to consistently lead the Region, lowered Compliance and Fraud Detector/QC error ratings to below Corporate benchmark, decreased underwriting turn time and condition review turn time to 24 hours or less. Assisted Account Executives on relationship building and business development by attending sales calls, luncheons, and power sessions. Assisted AE’s with training Business Partners on new loan products, use of website, and doing business with Bank of America. Manage to meet monthly production requirements, profitability, volume, and quality. Show less

Kansas City, Mo

Supervise Department of 11 Prime / NonPrime Underwriters and 6 Customer Account Managers (CAMs) responsible for pull through. Duties included managing daily pipeline of new loans and condition reviews to ensure compliance with corporate turn time requirements. Assist Underwriting and CAM Staff, training new hires, train/coach from Appraisal and Quality Control Reviews, perform monthly audits on Underwriters, provide updates to loan programs and advise of new loan programs. Work closely with… Show more Supervise Department of 11 Prime / NonPrime Underwriters and 6 Customer Account Managers (CAMs) responsible for pull through. Duties included managing daily pipeline of new loans and condition reviews to ensure compliance with corporate turn time requirements. Assist Underwriting and CAM Staff, training new hires, train/coach from Appraisal and Quality Control Reviews, perform monthly audits on Underwriters, provide updates to loan programs and advise of new loan programs. Work closely with Regional Manager to ensure Underwriters meet corporate quality and volume requirements. Show less

Overland Park, Ks

Work leads provided by company from internet lead sources. Contact potential clients to present loan offer based on request. Business development from other sources such as Realtor referral, personal referrals, and financial planners. Set up loan file with disclosures, credit, underwrite with use of automated underwriting, borrower documentation for income and assets, order appraisal and title. Pass loan to designated Processor for further processing.

Leawood, Ks

Producing Manager of Mortgage Department in a community bank supervising Sales Staff and Operations Staff (consisting of Processing, Underwriting, Closing, and Shipping). Opened and built Mortgage Department initially as a Broker with Wholesale Lenders and then selling loans through Correspondent channels. Duties included business development, originating residential mortgage loans, sales calls with Loan Officers to build business (Realtors, Financial Planners, Builders/Remodelers)… Show more Producing Manager of Mortgage Department in a community bank supervising Sales Staff and Operations Staff (consisting of Processing, Underwriting, Closing, and Shipping). Opened and built Mortgage Department initially as a Broker with Wholesale Lenders and then selling loans through Correspondent channels. Duties included business development, originating residential mortgage loans, sales calls with Loan Officers to build business (Realtors, Financial Planners, Builders/Remodelers), underwriting residential mortgage loans with use of automated underwriting, training of staff members on Investor product guidelines, Fair Lending, Compliance, HMDA, etc. Monitor sale of loans to Investor. Show less

Baldwin City, Ks

Producing Manager of a four office Mortgage Broker shop supervising Sales Staff and Processing Staff. During employment term I expanded from two offices to four offices within one year tripling loan production volume and income. Hired Loan Officers for expansion offices, trained Loan Officers, business development sales calls to Realtors, Financial Planners, Builders/Remodelers. Assisted Staff with submission of loans to Wholesale Investors for underwriting and funding.

Chicago, Il / St. Louis, Mo

Began as a DE Underwriter in the St. Louis, MO branch. Responsible for underwriting Conventional, FHA, VA, and Home Equity loans. Underwriting consisted of manual underwriting, use of CLUES (proprietary automated underwriting system) , D.U., and L.P. Promoted to Assistant Branch Manager December 1998 in Chicago, IL branch. Responsible for supervising and training of Operations staff of ten (underwriting, processing, closing, funding, and shipping), auditing underwritten files and… Show more Began as a DE Underwriter in the St. Louis, MO branch. Responsible for underwriting Conventional, FHA, VA, and Home Equity loans. Underwriting consisted of manual underwriting, use of CLUES (proprietary automated underwriting system) , D.U., and L.P. Promoted to Assistant Branch Manager December 1998 in Chicago, IL branch. Responsible for supervising and training of Operations staff of ten (underwriting, processing, closing, funding, and shipping), auditing underwritten files and closed loan files. Assisted Sales staff with business development of new Mortgage Brokers and relationship building with existing Brokers by making sales calls, luncheons, and training sessions. Show less

Kansas City, Mo / Memphis, Tn

Retail Underwriter. Manual underwriting of Conventional loans. Obtained DE designation June 1996.

Kansas City, Mo

Began as a Part Time Teller and moved into the Mortgage Division performing General Ledger Accounting functions. Progressively advanced into Underwriting (manual underwriting) of Conventional loans (conforming and non-conforming).

Education record

Education record